Mount Orab, OH vs Centralia, MO: Cost of Living

Which city costs less?

Centralia, MO has a modeled overall cost index 3.3% lower than Mount Orab, OH.

Mount Orab, OH · modeled 2BR rent
$1,000 / month
Centralia, MO · modeled 2BR rent
$910 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mount Orab, OH and Centralia, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $200/month in Centralia, MO

$150,000 in your current city has a modeled equivalent of $147,602 in Centralia, MO

Regional cost estimates: Mount Orab, OH uses Cincinnati, OH. Centralia, MO uses St. Louis, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.3%
Less expensive
Monthly Impact
$200
Savings
Annual Impact
$2.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mount Orab, OH

Population:4K
Cost Index:
80.8
100 = national average
Typical Home:$259K

Centralia, MO

Population:5K
Cost Index:
78.2
100 = national average
Typical Home:$268K

Planning the move to Centralia?

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Mount Orab, OH

The Buckeye State

4K
Population
State Tax
Yes

Located in Ohio, this city has a population of 4K residents.

Centralia, MO

The Show-Me State

5K
Population
State Tax
Yes

Located in Missouri, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Mount Orab, OH vs Centralia, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 11.0%
Mount Orab, OH
$2,083
Centralia, MO
$1,854
Difference
$228
less
All Utilities
↑ 14.7%
Mount Orab, OH
$543
Centralia, MO
$622
Difference
$79.63
more
Healthcare
↓ 7.1%
Mount Orab, OH
$659
Centralia, MO
$612
Difference
$46.72
less
Groceries
↑ 2.7%
Mount Orab, OH
$1,074
Centralia, MO
$1,103
Difference
$29.08
more
Other
↓ 1.1%
Mount Orab, OH
$1,789
Centralia, MO
$1,770
Difference
$19.10
less
Transportation
↓ 1.1%
Mount Orab, OH
$1,353
Centralia, MO
$1,339
Difference
$14.45
less

🏠Rent Comparison

Studio
From$790
To$690
↓ $100
1 Bed
From$800
To$780
↓ $20.00
2 Bed
From$1,000
To$910
↓ $90.00
3 Bed
From$1,340
To$1,230
↓ $110
Mount Orab, OHZIP-level data

1BR range: $800–$800/mo

Centralia, MOZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mount Orab, OH
$7,300
Monthly in Centralia, MO
$200
Difference

Home Values

Mount Orab
Centralia
$259K
Median Value
$268K
↑ +3.8%
YoY Change
↑ +5.3%
↑ +42.6%
5-Year Change
↑ +48.8%

Homes in Centralia are 3% more expensive than Mount Orab

Calculate payment - Mount OrabCalculate payment - Centralia

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.5K
More taxes
Monthly Difference
$292
Less take-home
Effective Rate Diff
2.3%
Rate difference

Mount Orab, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Centralia, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Mount Orab, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Centralia, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mount Orab
Centralia
52 Moderate
Air Quality
54 Moderate
44.8%
Good Air Days
38%
96 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
▲+3.1°F
2050 Outlook
▲+3.0°F
29 days
Heat Days >95°F
39 days
▲+3.1°F
2050 Outlook
▲+3.0°F
29 days
Heat Days >95°F
39 days

Before moving from Mount Orab, OH to Centralia, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Centralia, MO for the same bedroom count and included utilities as your home in Mount Orab, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mount Orab to Centralia moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Centralia, MO by cost, housing, population and region.

Frequently Asked Questions: Mount Orab, OH vs Centralia, MO

How do the cost estimates for Mount Orab, OH and Centralia, MO compare?

Centralia, MO has a modeled overall cost index 3.3% lower than Mount Orab, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mount Orab, OH, the model estimates $147,602 in Centralia, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mount Orab, OH and Centralia, MO?

The modeled two-bedroom rents are $1,000/month in Mount Orab, OH and $910/month in Centralia, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Missouri on TaxTakeHome.com

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