Mount Pleasant, IA vs Chillicothe, MO: Cost of Living

Which city costs less?

Chillicothe, MO has a modeled overall cost index 1.2% higher than Mount Pleasant, IA.

Mount Pleasant, IA · modeled 2BR rent
$960 / month
Chillicothe, MO · modeled 2BR rent
$900 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mount Pleasant, IA and Chillicothe, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $105/month in Chillicothe, MO

$150,000 in your current city has a modeled equivalent of $151,258 in Chillicothe, MO

Regional cost estimates: Mount Pleasant, IA uses Des Moines, IA. Chillicothe, MO uses Kansas City, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.2%
More expensive
Monthly Impact
$105
Extra cost
Annual Impact
$1.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mount Pleasant, IA

Population:9K
Cost Index:
79.0
100 = national average
Typical Home:$183K

Chillicothe, MO

Population:9K
Cost Index:
79.9
100 = national average
Typical Home:$181K

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Mount Pleasant, IA

The Hawkeye State

9K
Population
State Tax
Yes

Located in Iowa, this city has a population of 9K residents.

Chillicothe, MO

The Show-Me State

9K
Population
State Tax
Yes

Located in Missouri, this city has a population of 9K residents.

Cost Breakdown by Category

Estimated monthly spending: Mount Pleasant, IA vs Chillicothe, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Healthcare
↓ 10.4%
Mount Pleasant, IA
$788
Chillicothe, MO
$706
Difference
$81.96
less
All Utilities
↑ 14.6%
Mount Pleasant, IA
$544
Chillicothe, MO
$623
Difference
$79.42
more
Groceries
↑ 5.0%
Mount Pleasant, IA
$1,052
Chillicothe, MO
$1,104
Difference
$52.56
more
Housing
↑ 2.4%
Mount Pleasant, IA
$2,028
Chillicothe, MO
$2,077
Difference
$49.07
more
Other
↑ 1.2%
Mount Pleasant, IA
$1,742
Chillicothe, MO
$1,762
Difference
$20.12
more
Transportation
↓ 1.1%
Mount Pleasant, IA
$1,347
Chillicothe, MO
$1,333
Difference
$14.38
less

🏠Rent Comparison

Studio
From$710
To$670
↓ $40.00
1 Bed
From$730
To$690
↓ $40.00
2 Bed
From$960
To$900
↓ $60.00
3 Bed
From$1,270
To$1,160
↓ $110
Mount Pleasant, IAZIP-level data

1BR range: $730–$730/mo

Chillicothe, MOZIP-level data

1BR range: $690–$690/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mount Pleasant, IA
$7,605
Monthly in Chillicothe, MO
$105
Difference

Home Values

Mount Pleasant
Chillicothe
$183K
Median Value
$181K
↑ +0.5%
YoY Change
↑ +6.6%
↑ +21.2%
5-Year Change
↑ +43.2%

Homes in Chillicothe are 1% less expensive than Mount Pleasant

Calculate payment - Mount PleasantCalculate payment - Chillicothe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.8K
Per year
Monthly Difference
$231
More take-home
Effective Rate Diff
1.8%
Rate difference

Mount Pleasant, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Chillicothe, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Mount Pleasant, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Chillicothe, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mount Pleasant
Chillicothe
45 Good
Air Quality
46 Good
67.5%
Good Air Days
59.3%
92 Moderate
Climate Risk
97 High
🌡☀🌪
Top Hazards
🌊🌡🌪
▲+3.4°F
2050 Outlook
▲+3.3°F
25 days
Heat Days >95°F
44 days
▲+3.4°F
2050 Outlook
▲+3.3°F
25 days
Heat Days >95°F
44 days

Before moving from Mount Pleasant, IA to Chillicothe, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Chillicothe, MO for the same bedroom count and included utilities as your home in Mount Pleasant, IA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mount Pleasant to Chillicothe moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Chillicothe, MO by cost, housing, population and region.

Frequently Asked Questions: Mount Pleasant, IA vs Chillicothe, MO

How do the cost estimates for Mount Pleasant, IA and Chillicothe, MO compare?

Chillicothe, MO has a modeled overall cost index 1.2% higher than Mount Pleasant, IA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mount Pleasant, IA, the model estimates $151,258 in Chillicothe, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mount Pleasant, IA and Chillicothe, MO?

The modeled two-bedroom rents are $960/month in Mount Pleasant, IA and $900/month in Chillicothe, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Iowa and Missouri on TaxTakeHome.com

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