Mountain Brook, AL vs Boston, MA: Cost of Living

Which city costs less?

Boston, MA has a modeled overall cost index 80.0% higher than Mountain Brook, AL.

Mountain Brook, AL · modeled 2BR rent
$1,900 / month
Boston, MA · modeled 2BR rent
$3,865 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mountain Brook, AL and Boston, MA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $6,254/month in Boston, MA

$150,000 in your current city has a modeled equivalent of $225,045 in Boston, MA

Regional cost estimates: Mountain Brook, AL uses Birmingham, AL. Boston, MA uses Boston-Cambridge-Newton, MA-NH Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 80.0%
More expensive
Monthly Impact
$6,254
Extra cost
Annual Impact
$75.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mountain Brook, AL

Population:22K
Cost Index:
82.8
100 = national average
Typical Home:$865K

Boston, MA

Population:685K
Cost Index:
149.0
100 = national average
Typical Home:$961K

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Mountain Brook, AL

The Heart of Dixie

22K
Population
State Tax
Yes

Located in Alabama, this city has a population of 22K residents.

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • •Major education center
  • •Biotech capital
  • •Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Estimated monthly spending: Mountain Brook, AL vs Boston, MA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 220.3%
Mountain Brook, AL
$1,975
Boston, MA
$6,326
Difference
$4,351
more
Transportation
↑ 60.0%
Mountain Brook, AL
$1,372
Boston, MA
$2,195
Difference
$823
more
Other
↑ 21.8%
Mountain Brook, AL
$1,796
Boston, MA
$2,188
Difference
$392
more
Healthcare
↑ 48.2%
Mountain Brook, AL
$602
Boston, MA
$892
Difference
$290
more
All Utilities
↑ 35.6%
Mountain Brook, AL
$633
Boston, MA
$858
Difference
$226
more
Groceries
↑ 15.3%
Mountain Brook, AL
$1,122
Boston, MA
$1,294
Difference
$172
more

🏠Rent Comparison

Studio
From$1,540
To$3,095
↑ $1,555
1 Bed
From$1,730
To$3,255
↑ $1,525
2 Bed
From$1,900
To$3,865
↑ $1,965
3 Bed
From$2,380
To$4,630
↑ $2,250
Mountain Brook, ALZIP-level data

1BR range: $1,730–$1,730/mo

Boston, MAZIP-level data

1BR range: $2,560–$3,710/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mountain Brook, AL
$13,754
Monthly in Boston, MA
$6,254
Difference

Home Values

Mountain Brook
Boston
$865K
Median Value
$961K
↑ +5.3%
YoY Change
↓ -0.7%
↑ +39.2%
5-Year Change
↑ +7%
$865K
Price Range
$709K - $3.40M

Homes in Boston are 11% more expensive than Mountain Brook

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $40.00
More taxes
Monthly Difference
$3.33
Less take-home
Effective Rate Diff
0.0%
Rate difference

Mountain Brook, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Mountain Brook, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Mountain Brook
Boston
57 Moderate
Air Quality
36 Good
26%
Good Air Days
79.5%
98 High
Climate Risk
94 Moderate
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+2.5°F
2050 Outlook
▲+2.5°F
41 days
Heat Days >95°F
6 days
▲+2.5°F
2050 Outlook
▲+2.5°F
41 days
Heat Days >95°F
6 days

Before moving from Mountain Brook, AL to Boston, MA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Boston, MA for the same bedroom count and included utilities as your home in Mountain Brook, AL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mountain Brook to Boston moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Boston, MA by cost, housing, population and region.

Frequently Asked Questions: Mountain Brook, AL vs Boston, MA

How do the cost estimates for Mountain Brook, AL and Boston, MA compare?

Boston, MA has a modeled overall cost index 80.0% higher than Mountain Brook, AL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mountain Brook, AL, the model estimates $225,045 in Boston, MA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mountain Brook, AL and Boston, MA?

The modeled two-bedroom rents are $1,900/month in Mountain Brook, AL and $3,865/month in Boston, MA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Alabama and Massachusetts on TaxTakeHome.com

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