Mountain Brook, AL vs North Palm Beach, FL: Cost of Living

Which city costs less?

North Palm Beach, FL has a modeled overall cost index 20.8% higher than Mountain Brook, AL.

Mountain Brook, AL · modeled 2BR rent
$1,900 / month
North Palm Beach, FL · modeled 2BR rent
$2,290 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mountain Brook, AL and North Palm Beach, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $1,739/month in North Palm Beach, FL

$150,000 in your current city has a modeled equivalent of $170,865 in North Palm Beach, FL

Regional cost estimates: Mountain Brook, AL uses Birmingham, AL. North Palm Beach, FL uses Hialeah, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 20.8%
More expensive
Monthly Impact
$1,739
Extra cost
Annual Impact
$20.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mountain Brook, AL

Population:22K
Cost Index:
82.8
100 = national average
Typical Home:$865K

North Palm Beach, FL

Population:13K
Cost Index:
100.1
100 = national average
Typical Home:$599K

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Mountain Brook, AL

The Heart of Dixie

22K
Population
State Tax
Yes

Located in Alabama, this city has a population of 22K residents.

North Palm Beach, FL

The Sunshine State

13K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 13K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Mountain Brook, AL vs North Palm Beach, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 58.6%
Mountain Brook, AL
$1,975
North Palm Beach, FL
$3,132
Difference
$1,157
more
Other
↑ 14.8%
Mountain Brook, AL
$1,796
North Palm Beach, FL
$2,062
Difference
$266
more
Transportation
↑ 14.1%
Mountain Brook, AL
$1,372
North Palm Beach, FL
$1,566
Difference
$194
more
Groceries
↑ 9.0%
Mountain Brook, AL
$1,122
North Palm Beach, FL
$1,223
Difference
$101
more
Healthcare
↑ 10.9%
Mountain Brook, AL
$602
North Palm Beach, FL
$667
Difference
$65.52
more
All Utilities
↓ 7.0%
Mountain Brook, AL
$633
North Palm Beach, FL
$588
Difference
$44.50
less

🏠Rent Comparison

Studio
From$1,540
To$1,820
↑ $280
1 Bed
From$1,730
To$1,930
↑ $200
2 Bed
From$1,900
To$2,290
↑ $390
3 Bed
From$2,380
To$2,970
↑ $590
Mountain Brook, ALZIP-level data

1BR range: $1,730–$1,730/mo

North Palm Beach, FLZIP-level data

1BR range: $1,930–$1,930/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mountain Brook, AL
$9,239
Monthly in North Palm Beach, FL
$1,739
Difference

Home Values

Mountain Brook
North Palm Beach
$865K
Median Value
$599K
↑ +5.3%
YoY Change
↓ -6.3%
↑ +39.2%
5-Year Change
↑ +36.4%

Homes in North Palm Beach are 31% less expensive than Mountain Brook

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.5K
Per year
Monthly Difference
$622
More take-home
Effective Rate Diff
5.0%
Rate difference

Mountain Brook, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

North Palm Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Mountain Brook, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

North Palm Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mountain Brook
North Palm Beach
57 Moderate
Air Quality
48 Good
26%
Good Air Days
59.8%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌅🌀
▲+2.5°F
2050 Outlook
▲+2.3°F
41 days
Heat Days >95°F
22 days
▲+2.5°F
2050 Outlook
▲+2.3°F
41 days
Heat Days >95°F
22 days

Before moving from Mountain Brook, AL to North Palm Beach, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in North Palm Beach, FL for the same bedroom count and included utilities as your home in Mountain Brook, AL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mountain Brook to North Palm Beach moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North Palm Beach, FL by cost, housing, population and region.

Frequently Asked Questions: Mountain Brook, AL vs North Palm Beach, FL

How do the cost estimates for Mountain Brook, AL and North Palm Beach, FL compare?

North Palm Beach, FL has a modeled overall cost index 20.8% higher than Mountain Brook, AL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mountain Brook, AL, the model estimates $170,865 in North Palm Beach, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mountain Brook, AL and North Palm Beach, FL?

The modeled two-bedroom rents are $1,900/month in Mountain Brook, AL and $2,290/month in North Palm Beach, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Alabama and Florida on TaxTakeHome.com

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