Mulberry, IN vs Spring Grove, MN: Cost of Living

Which city costs less?

Spring Grove, MN has a modeled overall cost index 4.2% higher than Mulberry, IN.

Mulberry, IN · modeled 2BR rent
$1,130 / month
Spring Grove, MN · modeled 2BR rent
$1,110 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Mulberry, IN and Spring Grove, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $445/month in Spring Grove, MN

$150,000 in your current city has a modeled equivalent of $155,345 in Spring Grove, MN

Regional cost estimates: Mulberry, IN uses Indianapolis, IN. Spring Grove, MN uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 4.2%
More expensive
Monthly Impact
$445
Extra cost
Annual Impact
$5.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mulberry, IN

Population:1K
Cost Index:
76.8
100 = national average
Typical Home:$245K

Spring Grove, MN

Population:1K
Cost Index:
80.0
100 = national average
Typical Home:$249K

Planning the move to Spring Grove?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Mulberry, IN

The Hoosier State

1K
Population
State Tax
Yes

Located in Indiana, this city has a population of 1K residents.

Spring Grove, MN

The North Star State

1K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Mulberry, IN vs Spring Grove, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 22.0%
Mulberry, IN
$1,973
Spring Grove, MN
$2,407
Difference
$434
more
Healthcare
↑ 14.6%
Mulberry, IN
$697
Spring Grove, MN
$800
Difference
$102
more
Other
↓ 2.8%
Mulberry, IN
$1,789
Spring Grove, MN
$1,739
Difference
$49.77
less
All Utilities
↓ 6.1%
Mulberry, IN
$602
Spring Grove, MN
$565
Difference
$36.63
less
Groceries
↓ 3.1%
Mulberry, IN
$1,101
Spring Grove, MN
$1,067
Difference
$33.63
less
Transportation
↑ 2.2%
Mulberry, IN
$1,337
Spring Grove, MN
$1,366
Difference
$29.27
more

🏠Rent Comparison

Studio
From$820
To$770
↓ $50.00
1 Bed
From$900
To$850
↓ $50.00
2 Bed
From$1,130
To$1,110
↓ $20.00
3 Bed
From$1,490
To$1,450
↓ $40.00
Mulberry, INZIP-level data

1BR range: $900–$900/mo

Spring Grove, MNZIP-level data

1BR range: $850–$850/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mulberry, IN
$7,945
Monthly in Spring Grove, MN
$445
Difference

Home Values

Mulberry
Spring Grove
$245K
Median Value
$249K
↑ +4.8%
YoY Change
↑ +7.9%
↑ +48.5%
5-Year Change
↑ +44.4%

Homes in Spring Grove are 2% more expensive than Mulberry

Calculate payment - MulberryCalculate payment - Spring Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.6K
More taxes
Monthly Difference
$466
Less take-home
Effective Rate Diff
3.7%
Rate difference

Mulberry, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Spring Grove, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Mulberry, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Spring Grove, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mulberry
Spring Grove
54 Moderate
Air Quality
42 Good
36.6%
Good Air Days
72.1%
97 High
Climate Risk
94 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+3.4°F
18 days
Heat Days >95°F
10 days
▲+3.1°F
2050 Outlook
▲+3.4°F
18 days
Heat Days >95°F
10 days

Before moving from Mulberry, IN to Spring Grove, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Spring Grove, MN for the same bedroom count and included utilities as your home in Mulberry, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mulberry to Spring Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Spring Grove, MN by cost, housing, population and region.

Frequently Asked Questions: Mulberry, IN vs Spring Grove, MN

How do the cost estimates for Mulberry, IN and Spring Grove, MN compare?

Spring Grove, MN has a modeled overall cost index 4.2% higher than Mulberry, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mulberry, IN, the model estimates $155,345 in Spring Grove, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mulberry, IN and Spring Grove, MN?

The modeled two-bedroom rents are $1,130/month in Mulberry, IN and $1,110/month in Spring Grove, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Minnesota on TaxTakeHome.com

Similar cost to Spring Grove, MN

Other cities in a similar price range

San Antonio, TXIndianapolis, INColumbus, OH

Want to compare different cities?

New Comparison