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Cost of Living Comparison 2026

๐Ÿ“ Murfreesboro, TN โ€” ZIP-level rent data ยท COL adjusted from Nashville, TN area

$

Numbers update automatically as you type

You'd save $631/month moving to San Antonio, TX

$150.0K in your current city equals $142.4K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area
Overall Cost
โ†“ 8.4%
Less expensive
Monthly Impact
$631
Savings
Annual Impact
$7.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Murfreesboro, TN

Population:165K
Cost Index:100
Median Home:$400K

San Antonio, TX

Population:1547K
Cost Index:92
Median Home:$215K

Murfreesboro, TN

The Volunteer State

165K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 165K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Murfreesboro, TN vs San Antonio, TX

๐Ÿ“ฆOther
โ†“ 12.1%
Murfreesboro, TN
$1,873
San Antonio, TX
$1,647
Difference
$226
less
๐Ÿ Housing
โ†“ 8.8%
Murfreesboro, TN
$2,301
San Antonio, TX
$2,100
Difference
$202
less
๐ŸฅHealthcare
โ†“ 11.7%
Murfreesboro, TN
$596
San Antonio, TX
$527
Difference
$69.72
less
๐Ÿš—Transportation
โ†‘ 3.9%
Murfreesboro, TN
$1,239
San Antonio, TX
$1,287
Difference
$48.10
more
๐Ÿ›’Groceries
โ†“ 2.0%
Murfreesboro, TN
$932
San Antonio, TX
$913
Difference
$19.05
less
โšกAll Utilities
โ†“ 2.8%
Murfreesboro, TN
$510
San Antonio, TX
$496
Difference
$14.24
less

๐Ÿ Rent Comparison

Studio
From$1,168
To$1,110
โ†“ $58.00
1 Bed
From$1,222
To$1,210
โ†“ $12.00
2 Bed
From$1,341
To$1,470
โ†‘ $129
3 Bed
From$1,714
To$1,890
โ†‘ $176
Murfreesboro, TNZIP-level data

1BR range: $1,340โ€“$1,640/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,452
Monthly in Murfreesboro, TN
$6,969
Monthly in San Antonio, TX
$483
Difference

Home Values

Murfreesboro
San Antonio
$400K
Median Value
$215K
0%
YoY Change
โ†“ -2.9%
โ†‘ +35.5%
5-Year Change
โ†‘ +16.7%
$364K - $436K
Price Range
$107K - $905K

Homes in San Antonio are 46% less expensive than Murfreesboro

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Murfreesboro, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Murfreesboro, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Murfreesboro
San Antonio
50 Good
Air Quality
52 Moderate
51.6%
Good Air Days
47.5%
97 High
Climate Risk
99 High
๐ŸŒŠ๐Ÿซจ๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
42 days
Heat Days >95ยฐF
105 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
42 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Tennessee and Texas on TaxTakeHome.com

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