Is St. Louis, MO cheaper than Murfreesboro, TN?

Based on cost of living data, St. Louis, MO is 12.4% cheaper than Murfreesboro, TN. This translates to saving $933 per month.

What salary do I need in St. Louis, MO to live like I do in Murfreesboro, TN?

If you earn $150,000 in Murfreesboro, TN, you'd need approximately $138,803.714 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Murfreesboro, TN and St. Louis, MO?

Housing in St. Louis, MO is 18.7% cheaper than in Murfreesboro, TN. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,341/month in Murfreesboro, TN.

How much can I save per month by moving from Murfreesboro, TN to St. Louis, MO?

Moving from Murfreesboro, TN to St. Louis, MO could save you approximately $933 per month, or $11196 per year, based on a $150,000 salary.

Murfreesboro, TN vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Murfreesboro, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Murfreesboro, TN

Numbers update automatically as you type

You'd save $933/month moving to St. Louis, MO

$150.0K in your current city equals $138.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↓ 12.4%

Less expensive

Monthly Impact

$933

Savings

Annual Impact

$11.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Murfreesboro, TN

Population:165K

Cost Index:100

Median Home:$400K

St. Louis, MO

Population:302K

Cost Index:88

Median Home:$145K

Murfreesboro, TN

The Volunteer State

165K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 165K residents.

💡 Advantage: Tennessee has no state income tax!

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Murfreesboro, TN vs St. Louis, MO

Category	Murfreesboro, TN	St. Louis, MO	Difference	Change
🏠Housing	$2,301/mo	$1,871/mo	↓ $430less	18.7%
📦Other	$1,873/mo	$1,607/mo	↓ $266less	14.2%
🏥Healthcare	$596/mo	$527/mo	↓ $69.72less	11.7%
⚡All Utilities	$510/mo	$535/mo	↑ $25.65more	5.0%
🚗Transportation	$1,239/mo	$1,216/mo	↓ $22.93less	1.9%
🛒Groceries	$932/mo	$949/mo	↑ $16.92more	1.8%

🏠Housing

↓ 18.7%

Murfreesboro, TN

$2,301

St. Louis, MO

$1,871

Difference

$430

less

📦Other

↓ 14.2%

Murfreesboro, TN

$1,873

St. Louis, MO

$1,607

Difference

$266

less

🏥Healthcare

↓ 11.7%

Murfreesboro, TN

$596

St. Louis, MO

$527

Difference

$69.72

less

⚡All Utilities

↑ 5.0%

Murfreesboro, TN

$510

St. Louis, MO

$535

Difference

$25.65

🚗Transportation

↓ 1.9%

Murfreesboro, TN

$1,239

St. Louis, MO

$1,216

Difference

$22.93

less

🛒Groceries

↑ 1.8%

Murfreesboro, TN

$932

St. Louis, MO

$949

Difference

$16.92

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Murfreesboro, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,168

To$910

↓ $258

1 Bed

From$1,222

To$950

↓ $272

2 Bed

From$1,341

To$1,160

↓ $181

3 Bed

From$1,714

To$1,490

↓ $224

Murfreesboro, TNZIP-level data

1BR range: $1,340–$1,640/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,452

Monthly in Murfreesboro, TN

$6,705

Monthly in St. Louis, MO

$747

Difference

Home Values

Murfreesboro

St. Louis

$400K

Median Value

$145K

YoY Change

↓ -0.8%

↑ +35.5%

5-Year Change

↑ +10.9%

$364K - $436K

Price Range

$38K - $302K

Homes in St. Louis are 64% less expensive than Murfreesboro

Calculate payment - Murfreesboro Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Murfreesboro, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Murfreesboro, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.