Mustang, OK vs Los Lunas, NM: Cost of Living

Which city costs less?

Los Lunas, NM has a modeled overall cost index 9.2% higher than Mustang, OK.

Mustang, OK · modeled 2BR rent
$1,460 / month
Los Lunas, NM · modeled 2BR rent
$1,530 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Mustang, OK and Los Lunas, NM using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $644/month in Los Lunas, NM

$150,000 in your current city has a modeled equivalent of $157,728 in Los Lunas, NM

Regional cost estimates: Mustang, OK uses Oklahoma City, OK. Los Lunas, NM uses Albuquerque, NM. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 9.2%
More expensive
Monthly Impact
$644
Extra cost
Annual Impact
$7.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Mustang, OK

Population:23K
Cost Index:
80.6
100 = national average
Typical Home:$273K

Los Lunas, NM

Population:19K
Cost Index:
88.0
100 = national average
Typical Home:$312K

Planning the move to Los Lunas?

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Mustang, OK

The Sooner State

23K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 23K residents.

Los Lunas, NM

The Land of Enchantment

19K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 19K residents.

Cost Breakdown by Category

Estimated monthly spending: Mustang, OK vs Los Lunas, NM

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 18.9%
Mustang, OK
$1,955
Los Lunas, NM
$2,326
Difference
$371
more
Other
↑ 8.4%
Mustang, OK
$1,797
Los Lunas, NM
$1,949
Difference
$152
more
Transportation
↑ 5.4%
Mustang, OK
$1,435
Los Lunas, NM
$1,513
Difference
$77.53
more
Groceries
↑ 6.7%
Mustang, OK
$1,056
Los Lunas, NM
$1,126
Difference
$70.52
more
All Utilities
↓ 3.1%
Mustang, OK
$609
Los Lunas, NM
$590
Difference
$19.17
less
Healthcare
↓ 1.1%
Mustang, OK
$647
Los Lunas, NM
$640
Difference
$7.20
less

🏠Rent Comparison

Studio
From$1,100
To$1,050
↓ $50.00
1 Bed
From$1,190
To$1,240
↑ $50.00
2 Bed
From$1,460
To$1,530
↑ $70.00
3 Bed
From$1,970
To$2,130
↑ $160
Mustang, OKZIP-level data

1BR range: $1,190–$1,190/mo

Los Lunas, NMZIP-level data

1BR range: $1,240–$1,240/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Mustang, OK
$8,144
Monthly in Los Lunas, NM
$644
Difference

Home Values

Mustang
Los Lunas
$273K
Median Value
$312K
↑ +1.6%
YoY Change
↑ +1.4%
↑ +35.6%
5-Year Change
↑ +41.8%

Homes in Los Lunas are 14% more expensive than Mustang

Calculate payment - MustangCalculate payment - Los Lunas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $209
Per year
Monthly Difference
$17.39
More take-home
Effective Rate Diff
0.1%
Rate difference

Mustang, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Los Lunas, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Additional Tax Information

Mustang, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Los Lunas, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Mustang
Los Lunas
52 Moderate
Air Quality
61 Moderate
47%
Good Air Days
27.3%
98 High
Climate Risk
94 High
🌊🌡🌪
Top Hazards
🌊
▲+3.1°F
2050 Outlook
▲+3.0°F
67 days
Heat Days >95°F
63 days
▲+3.1°F
2050 Outlook
▲+3.0°F
67 days
Heat Days >95°F
63 days

Before moving from Mustang, OK to Los Lunas, NM

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Los Lunas, NM for the same bedroom count and included utilities as your home in Mustang, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Mustang to Los Lunas moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Los Lunas, NM by cost, housing, population and region.

Frequently Asked Questions: Mustang, OK vs Los Lunas, NM

How do the cost estimates for Mustang, OK and Los Lunas, NM compare?

Los Lunas, NM has a modeled overall cost index 9.2% higher than Mustang, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Mustang, OK, the model estimates $157,728 in Los Lunas, NM. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Mustang, OK and Los Lunas, NM?

The modeled two-bedroom rents are $1,460/month in Mustang, OK and $1,530/month in Los Lunas, NM. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and New Mexico on TaxTakeHome.com

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