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Cost of Living Comparison 2026

๐Ÿ“ Nacogdoches, TX โ€” ZIP-level rent data ยท COL adjusted from Houston, TX area

$

Numbers update automatically as you type

You'd spend $2.4K/month more in Nashville, TN

$150.0K in your current city equals $178.9K in Nashville, TN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 32.2%
More expensive
Monthly Impact
$2,412
Extra cost
Annual Impact
$28.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nacogdoches, TX

Population:32K
Cost Index:100
Median Home:$177K

Nashville, TN

Population:689K
Cost Index:132
Median Home:$489K

Nacogdoches, TX

The Lone Star State

32K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 32K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMusic City USA
  • โ€ขCountry music capital
  • โ€ขHealthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Nacogdoches, TX vs Nashville, TN

๐Ÿ Housing
โ†‘ 66.5%
Nacogdoches, TX
$1,592
Nashville, TN
$2,651
Difference
$1,058
more
๐Ÿ“ฆOther
โ†‘ 36.0%
Nacogdoches, TX
$1,428
Nashville, TN
$1,942
Difference
$514
more
๐Ÿ›’Groceries
โ†‘ 15.9%
Nacogdoches, TX
$819
Nashville, TN
$949
Difference
$130
more
๐Ÿš—Transportation
โ†‘ 9.7%
Nacogdoches, TX
$1,171
Nashville, TN
$1,284
Difference
$113
more
๐ŸฅHealthcare
โ†‘ 20.2%
Nacogdoches, TX
$505
Nashville, TN
$607
Difference
$102
more
โšกAll Utilities
โ†‘ 4.6%
Nacogdoches, TX
$496
Nashville, TN
$519
Difference
$22.63
more

๐Ÿ Rent Comparison

Studio
From$597
To$1,600
โ†‘ $1,003
1 Bed
From$625
To$1,680
โ†‘ $1,055
2 Bed
From$748
To$1,840
โ†‘ $1,092
3 Bed
From$899
To$2,350
โ†‘ $1,451
Nacogdoches, TXZIP-level data

1BR range: $910โ€“$910/mo

Nashville, TNZIP-level data

1BR range: $1,320โ€“$2,230/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,011
Monthly in Nacogdoches, TX
$7,952
Monthly in Nashville, TN
$1,941
Difference

Home Values

Nacogdoches
Nashville
$177K
Median Value
$489K
โ†“ -0.7%
YoY Change
โ†“ -2.1%
โ†‘ +23.7%
5-Year Change
โ†‘ +32.1%
$177K
Price Range
$320K - $1.16M

Homes in Nashville are 176% more expensive than Nacogdoches

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Nacogdoches, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Nacogdoches, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Nacogdoches
Nashville
61 Moderate
Air Quality
50 Good
13.7%
Good Air Days
51.6%
100 Very High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐Ÿซจ๐ŸŒช
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
64 days
Heat Days >95ยฐF
42 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
64 days
Heat Days >95ยฐF
42 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Tennessee on TaxTakeHome.com

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