Is Nashville, TN cheaper than Nacogdoches, TX?

Based on cost of living data, Nashville, TN is 32.2% more expensive than Nacogdoches, TX. This translates to spending an extra $2412 per month.

What salary do I need in Nashville, TN to live like I do in Nacogdoches, TX?

If you earn $150,000 in Nacogdoches, TX, you'd need approximately $178,940.542 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Nacogdoches, TX and Nashville, TN?

Housing in Nashville, TN is 66.5% more expensive than in Nacogdoches, TX. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $748/month in Nacogdoches, TX.

How much can I save per month by moving from Nacogdoches, TX to Nashville, TN?

Living in Nashville, TN costs approximately $2412 more per month than Nacogdoches, TX, or $28941 more per year, based on a $150,000 salary.

Nacogdoches, TX vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Nacogdoches, TX — ZIP-level rent data · COL adjusted from Houston, TX area

Current salary in Nacogdoches, TX

Numbers update automatically as you type

You'd spend $2.4K/month more in Nashville, TN

$150.0K in your current city equals $178.9K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 32.2%

More expensive

Monthly Impact

$2,412

Extra cost

Annual Impact

$28.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nacogdoches, TX

Population:32K

Cost Index:100

Median Home:$177K

Nashville, TN

Population:689K

Cost Index:132

Median Home:$489K

Nacogdoches, TX

The Lone Star State

32K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 32K residents.

💡 Advantage: Texas has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Nacogdoches, TX vs Nashville, TN

Category	Nacogdoches, TX	Nashville, TN	Difference	Change
🏠Housing	$1,592/mo	$2,651/mo	↑ $1,058more	66.5%
📦Other	$1,428/mo	$1,942/mo	↑ $514more	36.0%
🛒Groceries	$819/mo	$949/mo	↑ $130more	15.9%
🚗Transportation	$1,171/mo	$1,284/mo	↑ $113more	9.7%
🏥Healthcare	$505/mo	$607/mo	↑ $102more	20.2%
⚡All Utilities	$496/mo	$519/mo	↑ $22.63more	4.6%

🏠Housing

↑ 66.5%

Nacogdoches, TX

$1,592

Nashville, TN

$2,651

Difference

$1,058

📦Other

↑ 36.0%

Nacogdoches, TX

$1,428

Nashville, TN

$1,942

Difference

$514

🛒Groceries

↑ 15.9%

Nacogdoches, TX

$819

Nashville, TN

$949

Difference

$130

🚗Transportation

↑ 9.7%

Nacogdoches, TX

$1,171

Nashville, TN

$1,284

Difference

$113

🏥Healthcare

↑ 20.2%

Nacogdoches, TX

$505

Nashville, TN

$607

Difference

$102

⚡All Utilities

↑ 4.6%

Nacogdoches, TX

$496

Nashville, TN

$519

Difference

$22.63

🏠Rent Comparison

Studio

From$597

To$1,600

↑ $1,003

1 Bed

From$625

To$1,680

↑ $1,055

2 Bed

From$748

To$1,840

↑ $1,092

3 Bed

From$899

To$2,350

↑ $1,451

Nacogdoches, TXZIP-level data

1BR range: $910–$910/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,011

Monthly in Nacogdoches, TX

$7,952

Monthly in Nashville, TN

$1,941

Difference

Home Values

Nacogdoches

Nashville

$177K

Median Value

$489K

↓ -0.7%

YoY Change

↓ -2.1%

↑ +23.7%

5-Year Change

↑ +32.1%

$177K

Price Range

$320K - $1.16M

Homes in Nashville are 176% more expensive than Nacogdoches

Calculate payment - Nacogdoches Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Nacogdoches, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Nacogdoches, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Nacogdoches

Nashville

61 Moderate

Air Quality

50 Good

13.7%

Good Air Days

51.6%

100 Very High

Climate Risk

97 High

🌊🌅🌀

Top Hazards

🌊🫨🌪

▲+2.2°F

2050 Outlook

▲+2.8°F

64 days

Heat Days >95°F

42 days

▲+2.2°F

2050 Outlook

▲+2.8°F

64 days

Heat Days >95°F

42 days

💰 See how taxes change too — compare take-home pay between Texas and Tennessee on TaxTakeHome.com

Similar cost to Nashville, TN

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You'd spend $2.4K/month more in Nashville, TN

Nacogdoches, TX

Nashville, TN

Nacogdoches, TX

Nashville, TN

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code19 ZIPs

Home Values

🏠 Home Values by ZIP17 ZIPs

Tax Comparison

Nacogdoches, TX

Nashville, TN

Additional Tax Information

Nacogdoches, TX Tax Rates

Nashville, TN Tax Rates

Environment

Similar cost to Nashville, TN