Is Austin, TX cheaper than Nampa, ID?

Based on cost of living data, Austin, TX is 1.3% cheaper than Nampa, ID. The two cities have very similar living costs.

What salary do I need in Austin, TX to live like I do in Nampa, ID?

If you earn $150,000 in Nampa, ID, you'd need approximately $148,849.57 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Nampa, ID and Austin, TX?

Housing in Austin, TX is 9.0% more expensive than in Nampa, ID. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,389/month in Nampa, ID.

How much can I save per month by moving from Nampa, ID to Austin, TX?

Moving from Nampa, ID to Austin, TX could save you approximately $96 per month, or $1150 per year, based on a $150,000 salary.

Nampa, ID vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Nampa, ID — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Nampa, ID

Numbers update automatically as you type

You'd save $95.87/month moving to Austin, TX

$150.0K in your current city equals $148.8K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↓ 1.3%

Less expensive

Monthly Impact

$95.87

Savings

Annual Impact

$1.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nampa, ID

Population:114K

Cost Index:100

Median Home:$421K

Austin, TX

Population:979K

Cost Index:99

Median Home:$558K

Nampa, ID

The Gem State

114K

Population

State Tax

Yes

Located in Idaho, this city has a population of 114K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Nampa, ID vs Austin, TX

Category	Nampa, ID	Austin, TX	Difference	Change
🏠Housing	$2,647/mo	$2,885/mo	↑ $237more	9.0%
⚡All Utilities	$482/mo	$541/mo	↑ $58.48more	12.1%
🏥Healthcare	$639/mo	$589/mo	↓ $50.68less	7.9%
🚗Transportation	$1,304/mo	$1,284/mo	↓ $20.15less	1.5%
🛒Groceries	$972/mo	$959/mo	↓ $12.26less	1.3%
📦Other	$1,747/mo	$1,741/mo	↓ $5.59less	0.3%

🏠Housing

↑ 9.0%

Nampa, ID

$2,647

Austin, TX

$2,885

Difference

$237

⚡All Utilities

↑ 12.1%

Nampa, ID

$482

Austin, TX

$541

Difference

$58.48

🏥Healthcare

↓ 7.9%

Nampa, ID

$639

Austin, TX

$589

Difference

$50.68

less

🚗Transportation

↓ 1.5%

Nampa, ID

$1,304

Austin, TX

$1,284

Difference

$20.15

less

🛒Groceries

↓ 1.3%

Nampa, ID

$972

Austin, TX

$959

Difference

$12.26

less

📦Other

↓ 0.3%

Nampa, ID

$1,747

Austin, TX

$1,741

Difference

$5.59

less

🏠Rent Comparison

Studio

From$979

To$1,585

↑ $606

1 Bed

From$1,163

To$1,685

↑ $522

2 Bed

From$1,389

To$1,995

↑ $606

3 Bed

From$1,941

To$2,525

↑ $584

Nampa, IDZIP-level data

1BR range: $1,390–$1,390/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,791

Monthly in Nampa, ID

$7,998

Monthly in Austin, TX

$207

Difference

Home Values

Nampa

Austin

$421K

Median Value

$558K

YoY Change

↓ -5%

↑ +26.5%

5-Year Change

↑ +12.6%

$368K - $422K

Price Range

$272K - $1.26M

Homes in Austin are 33% more expensive than Nampa

Calculate payment - Nampa Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $16.2K

Per year

Monthly Difference

$1,353

More take-home

Effective Rate Diff

10.8%

Rate difference

Nampa, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Nampa, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.