Is Phoenix, AZ cheaper than Nampa, ID?

Based on cost of living data, Phoenix, AZ is 1.1% cheaper than Nampa, ID. The two cities have very similar living costs.

What salary do I need in Phoenix, AZ to live like I do in Nampa, ID?

If you earn $150,000 in Nampa, ID, you'd need approximately $149,022.093 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Nampa, ID and Phoenix, AZ?

Housing in Phoenix, AZ is 5.3% more expensive than in Nampa, ID. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,389/month in Nampa, ID.

How much can I save per month by moving from Nampa, ID to Phoenix, AZ?

Moving from Nampa, ID to Phoenix, AZ could save you approximately $81 per month, or $978 per year, based on a $150,000 salary.

Nampa, ID vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Nampa, ID — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Nampa, ID

Numbers update automatically as you type

You'd save $81.49/month moving to Phoenix, AZ

$150.0K in your current city equals $149.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↓ 1.1%

Less expensive

Monthly Impact

$81.49

Savings

Annual Impact

$978

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nampa, ID

Population:114K

Cost Index:100

Median Home:$421K

Phoenix, AZ

Population:1608K

Cost Index:99

Median Home:$414K

Nampa, ID

The Gem State

114K

Population

State Tax

Yes

Located in Idaho, this city has a population of 114K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Nampa, ID vs Phoenix, AZ

Category	Nampa, ID	Phoenix, AZ	Difference	Change
🚗Transportation	$1,304/mo	$1,489/mo	↑ $185more	14.2%
🏠Housing	$2,647/mo	$2,788/mo	↑ $141more	5.3%
⚡All Utilities	$482/mo	$561/mo	↑ $78.70more	16.3%
📦Other	$1,747/mo	$1,677/mo	↓ $69.20less	4.0%
🏥Healthcare	$639/mo	$589/mo	↓ $50.68less	7.9%
🛒Groceries	$972/mo	$963/mo	↓ $8.26less	0.9%

🚗Transportation

↑ 14.2%

Nampa, ID

$1,304

Phoenix, AZ

$1,489

Difference

$185

🏠Housing

↑ 5.3%

Nampa, ID

$2,647

Phoenix, AZ

$2,788

Difference

$141

⚡All Utilities

↑ 16.3%

Nampa, ID

$482

Phoenix, AZ

$561

Difference

$78.70

📦Other

↓ 4.0%

Nampa, ID

$1,747

Phoenix, AZ

$1,677

Difference

$69.20

less

🏥Healthcare

↓ 7.9%

Nampa, ID

$639

Phoenix, AZ

$589

Difference

$50.68

less

🛒Groceries

↓ 0.9%

Nampa, ID

$972

Phoenix, AZ

$963

Difference

$8.26

less

🏠Rent Comparison

Studio

From$979

To$1,390

↑ $411

1 Bed

From$1,163

To$1,510

↑ $347

2 Bed

From$1,389

To$1,750

↑ $361

3 Bed

From$1,941

To$2,330

↑ $389

Nampa, IDZIP-level data

1BR range: $1,390–$1,390/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,791

Monthly in Nampa, ID

$8,068

Monthly in Phoenix, AZ

$276

Difference

Home Values

Nampa

Phoenix

$421K

Median Value

$414K

YoY Change

↓ -3.1%

↑ +26.5%

5-Year Change

↑ +30.2%

$368K - $422K

Price Range

$274K - $957K

Homes in Phoenix are 2% less expensive than Nampa

Calculate payment - Nampa Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.0K

Per year

Monthly Difference

$917

More take-home

Effective Rate Diff

7.3%

Rate difference

Nampa, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Nampa, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.