Is Aurora, IL cheaper than Naperville, IL?

Based on cost of living data, Aurora, IL is 0.5% cheaper than Naperville, IL. The two cities have very similar living costs.

What salary do I need in Aurora, IL to live like I do in Naperville, IL?

If you earn $150,000 in Naperville, IL, you'd need approximately $149,524.2 in Aurora, IL to maintain the same standard of living.

How does housing cost compare between Naperville, IL and Aurora, IL?

Housing in Aurora, IL is 0.5% cheaper than in Naperville, IL. For a two-bedroom apartment, rent is $1,338/month in Aurora, IL compared to $1,899/month in Naperville, IL.

How much can I save per month by moving from Naperville, IL to Aurora, IL?

Moving from Naperville, IL to Aurora, IL could save you approximately $40 per month, or $476 per year, based on a $150,000 salary.

Naperville, IL vs Aurora, IL: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Naperville, IL

Numbers update automatically as you type

You'd save $39.65/month moving to Aurora, IL

$150.0K in your current city equals $149.5K in Aurora, IL

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 0.5%

Less expensive

Monthly Impact

$39.65

Savings

Annual Impact

$476

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Naperville, IL

Population:150K

Cost Index:

100

100 = national average

Median Home:$593K

Aurora, IL

Population:178K

Cost Index:

(1% below avg)

Median Home:$298K

Naperville, IL

The Prairie State

150K

Population

State Tax

Yes

Located in Illinois, this city has a population of 150K residents.

Aurora, IL

The Prairie State

178K

Population

State Tax

Yes

Located in Illinois, this city has a population of 178K residents.

Cost Breakdown by Category

Annual spending: Naperville, IL vs Aurora, IL

Category	Naperville, IL	Aurora, IL	Difference	Change
Housing	$2,585/mo	$2,571/mo	↓ $13.67less	0.5%
Other	$1,646/mo	$1,638/mo	↓ $8.70less	0.5%
Transportation	$1,574/mo	$1,565/mo	↓ $8.32less	0.5%
Groceries	$996/mo	$993/mo	↓ $2.64less	0.3%
Healthcare	$576/mo	$574/mo	↓ $1.52less	0.3%
All Utilities	$502/mo	$501/mo	↓ $1.33less	0.3%

Housing

↓ 0.5%

Naperville, IL

$2,585

Aurora, IL

$2,571

Difference

$13.67

less

Other

↓ 0.5%

Naperville, IL

$1,646

Aurora, IL

$1,638

Difference

$8.70

less

Transportation

↓ 0.5%

Naperville, IL

$1,574

Aurora, IL

$1,565

Difference

$8.32

less

Groceries

↓ 0.3%

Naperville, IL

$996

Aurora, IL

$993

Difference

$2.64

less

Healthcare

↓ 0.3%

Naperville, IL

$576

Aurora, IL

$574

Difference

$1.52

less

All Utilities

↓ 0.3%

Naperville, IL

$502

Aurora, IL

$501

Difference

$1.33

less

🏠Rent Comparison

Studio

From$1,576

To$1,109

↓ $467

1 Bed

From$1,684

To$1,188

↓ $496

2 Bed

From$1,899

To$1,338

↓ $561

3 Bed

From$2,444

To$1,726

↓ $718

Naperville, ILZIP-level data

1BR range: $2,010–$2,370/mo

Aurora, ILZIP-level data

1BR range: $1,430–$2,140/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,879

Monthly in Naperville, IL

$7,843

Monthly in Aurora, IL

$36.18

Difference

Home Values

Naperville

Aurora

$593K

Median Value

$298K

↑ +4.6%

YoY Change

↑ +3.5%

↑ +43.2%

5-Year Change

↑ +43.2%

$443K - $665K

Price Range

$236K - $339K

Homes in Aurora are 50% less expensive than Naperville

Calculate payment - Naperville Calculate payment - Aurora

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Naperville, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Aurora, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Naperville, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Aurora, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.