Is Lee's Summit, MO cheaper than Naperville, IL?

Based on cost of living data, Lee's Summit, MO is 14.2% cheaper than Naperville, IL. This translates to saving $1063 per month.

What salary do I need in Lee's Summit, MO to live like I do in Naperville, IL?

If you earn $150,000 in Naperville, IL, you'd need approximately $137,248.011 in Lee's Summit, MO to maintain the same standard of living.

How does housing cost compare between Naperville, IL and Lee's Summit, MO?

Housing in Lee's Summit, MO is 29.2% cheaper than in Naperville, IL. For a two-bedroom apartment, rent is $1,248/month in Lee's Summit, MO compared to $1,899/month in Naperville, IL.

How much can I save per month by moving from Naperville, IL to Lee's Summit, MO?

Moving from Naperville, IL to Lee's Summit, MO could save you approximately $1063 per month, or $12752 per year, based on a $150,000 salary.

Naperville, IL vs Lee's Summit, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Naperville, IL

Numbers update automatically as you type

You'd save $1.1K/month moving to Lee's Summit, MO

$150.0K in your current city equals $137.2K in Lee's Summit, MO

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 14.2%

Less expensive

Monthly Impact

$1,063

Savings

Annual Impact

$12.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Naperville, IL

Population:150K

Cost Index:

100

100 = national average

Median Home:$593K

Lee's Summit, MO

Population:104K

Cost Index:

(14% below avg)

Median Home:$412K

Naperville, IL

The Prairie State

150K

Population

State Tax

Yes

Located in Illinois, this city has a population of 150K residents.

Lee's Summit, MO

The Show-Me State

104K

Population

State Tax

Yes

Located in Missouri, this city has a population of 104K residents.

Cost Breakdown by Category

Annual spending: Naperville, IL vs Lee's Summit, MO

Category	Naperville, IL	Lee's Summit, MO	Difference	Change
Housing	$2,585/mo	$1,829/mo	↓ $756less	29.2%
Transportation	$1,574/mo	$1,174/mo	↓ $400less	25.4%
Other	$1,646/mo	$1,552/mo	↓ $94.56less	5.7%
Groceries	$996/mo	$933/mo	↓ $63.27less	6.4%
All Utilities	$502/mo	$526/mo	↑ $23.82more	4.7%
Healthcare	$576/mo	$597/mo	↑ $21.01more	3.6%

Housing

↓ 29.2%

Naperville, IL

$2,585

Lee's Summit, MO

$1,829

Difference

$756

less

Transportation

↓ 25.4%

Naperville, IL

$1,574

Lee's Summit, MO

$1,174

Difference

$400

less

Other

↓ 5.7%

Naperville, IL

$1,646

Lee's Summit, MO

$1,552

Difference

$94.56

less

Groceries

↓ 6.4%

Naperville, IL

$996

Lee's Summit, MO

$933

Difference

$63.27

less

All Utilities

↑ 4.7%

Naperville, IL

$502

Lee's Summit, MO

$526

Difference

$23.82

Healthcare

↑ 3.6%

Naperville, IL

$576

Lee's Summit, MO

$597

Difference

$21.01

🏠Rent Comparison

Studio

From$1,576

To$1,005

↓ $571

1 Bed

From$1,684

To$1,100

↓ $584

2 Bed

From$1,899

To$1,248

↓ $651

3 Bed

From$2,444

To$1,625

↓ $819

Naperville, ILZIP-level data

1BR range: $2,010–$2,370/mo

Lee's Summit, MOZIP-level data

1BR range: $1,300–$1,750/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,879

Monthly in Naperville, IL

$6,611

Monthly in Lee's Summit, MO

$1,268

Difference

Home Values

Naperville

Lee's Summit

$593K

Median Value

$412K

↑ +4.6%

YoY Change

↑ +1.9%

↑ +43.2%

5-Year Change

↑ +30.2%

$443K - $665K

Price Range

$364K - $449K

Homes in Lee's Summit are 31% less expensive than Naperville

Calculate payment - Naperville Calculate payment - Lee's Summit

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Naperville, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Lee's Summit, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Naperville, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Lee's Summit, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.