Is Olathe, KS cheaper than Naperville, IL?

Based on cost of living data, Olathe, KS is 13.5% cheaper than Naperville, IL. This translates to saving $1012 per month.

What salary do I need in Olathe, KS to live like I do in Naperville, IL?

If you earn $150,000 in Naperville, IL, you'd need approximately $137,851.52 in Olathe, KS to maintain the same standard of living.

How does housing cost compare between Naperville, IL and Olathe, KS?

Housing in Olathe, KS is 28.7% cheaper than in Naperville, IL. For a two-bedroom apartment, rent is $1,175/month in Olathe, KS compared to $1,899/month in Naperville, IL.

How much can I save per month by moving from Naperville, IL to Olathe, KS?

Moving from Naperville, IL to Olathe, KS could save you approximately $1012 per month, or $12148 per year, based on a $150,000 salary.

Naperville, IL vs Olathe, KS: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Naperville, IL

Numbers update automatically as you type

You'd save $1.0K/month moving to Olathe, KS

$150.0K in your current city equals $137.9K in Olathe, KS

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 13.5%

Less expensive

Monthly Impact

$1,012

Savings

Annual Impact

$12.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Naperville, IL

Population:150K

Cost Index:

100

100 = national average

Median Home:$593K

Olathe, KS

Population:147K

Cost Index:

(13% below avg)

Median Home:$422K

Naperville, IL

The Prairie State

150K

Population

State Tax

Yes

Located in Illinois, this city has a population of 150K residents.

Olathe, KS

The Sunflower State

147K

Population

State Tax

Yes

Located in Kansas, this city has a population of 147K residents.

Cost Breakdown by Category

Annual spending: Naperville, IL vs Olathe, KS

Category	Naperville, IL	Olathe, KS	Difference	Change
Housing	$2,585/mo	$1,844/mo	↓ $741less	28.7%
Transportation	$1,574/mo	$1,183/mo	↓ $391less	24.8%
Other	$1,646/mo	$1,564/mo	↓ $82.44less	5.0%
Groceries	$996/mo	$936/mo	↓ $59.63less	6.0%
All Utilities	$502/mo	$528/mo	↑ $25.87more	5.1%
Healthcare	$576/mo	$599/mo	↑ $23.34more	4.1%

Housing

↓ 28.7%

Naperville, IL

$2,585

Olathe, KS

$1,844

Difference

$741

less

Transportation

↓ 24.8%

Naperville, IL

$1,574

Olathe, KS

$1,183

Difference

$391

less

Other

↓ 5.0%

Naperville, IL

$1,646

Olathe, KS

$1,564

Difference

$82.44

less

Groceries

↓ 6.0%

Naperville, IL

$996

Olathe, KS

$936

Difference

$59.63

less

All Utilities

↑ 5.1%

Naperville, IL

$502

Olathe, KS

$528

Difference

$25.87

Healthcare

↑ 4.1%

Naperville, IL

$576

Olathe, KS

$599

Difference

$23.34

🏠Rent Comparison

Studio

From$1,576

To$947

↓ $629

1 Bed

From$1,684

To$1,038

↓ $646

2 Bed

From$1,899

To$1,175

↓ $724

3 Bed

From$2,444

To$1,530

↓ $914

Naperville, ILZIP-level data

1BR range: $2,010–$2,370/mo

Olathe, KSZIP-level data

1BR range: $1,130–$1,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,879

Monthly in Naperville, IL

$6,654

Monthly in Olathe, KS

$1,225

Difference

Home Values

Naperville

Olathe

$593K

Median Value

$422K

↑ +4.6%

YoY Change

↑ +3.4%

↑ +43.2%

5-Year Change

↑ +35.8%

$443K - $665K

Price Range

$420K - $425K

Homes in Olathe are 29% less expensive than Naperville

Calculate payment - Naperville Calculate payment - Olathe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $993

More taxes

Monthly Difference

$82.75

Less take-home

Effective Rate Diff

0.7%

Rate difference

Naperville, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Olathe, KS

Federal Income Tax

Effective: 18.9%

$25.5K

Kansas State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,714/month

$104.6K

Additional Tax Information

Naperville, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Olathe, KS Tax Rates

Sales Tax:8.7%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.