Is Overland Park, KS cheaper than Naperville, IL?

Based on cost of living data, Overland Park, KS is 12.9% cheaper than Naperville, IL. This translates to saving $970 per month.

What salary do I need in Overland Park, KS to live like I do in Naperville, IL?

If you earn $150,000 in Naperville, IL, you'd need approximately $138,355.465 in Overland Park, KS to maintain the same standard of living.

How does housing cost compare between Naperville, IL and Overland Park, KS?

Housing in Overland Park, KS is 28.2% cheaper than in Naperville, IL. For a two-bedroom apartment, rent is $1,340/month in Overland Park, KS compared to $1,899/month in Naperville, IL.

How much can I save per month by moving from Naperville, IL to Overland Park, KS?

Moving from Naperville, IL to Overland Park, KS could save you approximately $970 per month, or $11645 per year, based on a $150,000 salary.

Naperville, IL vs Overland Park, KS: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Naperville, IL

Numbers update automatically as you type

You'd save $970/month moving to Overland Park, KS

$150.0K in your current city equals $138.4K in Overland Park, KS

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 12.9%

Less expensive

Monthly Impact

$970

Savings

Annual Impact

$11.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Naperville, IL

Population:150K

Cost Index:

100

100 = national average

Median Home:$593K

Overland Park, KS

Population:197K

Cost Index:

(13% below avg)

Median Home:$344K

Naperville, IL

The Prairie State

150K

Population

State Tax

Yes

Located in Illinois, this city has a population of 150K residents.

Overland Park, KS

The Sunflower State

197K

Population

State Tax

Yes

Located in Kansas, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Naperville, IL vs Overland Park, KS

Category	Naperville, IL	Overland Park, KS	Difference	Change
Housing	$2,585/mo	$1,856/mo	↓ $729less	28.2%
Transportation	$1,574/mo	$1,191/mo	↓ $383less	24.3%
Other	$1,646/mo	$1,574/mo	↓ $72.31less	4.4%
Groceries	$996/mo	$939/mo	↓ $56.60less	5.7%
All Utilities	$502/mo	$530/mo	↑ $27.58more	5.5%
Healthcare	$576/mo	$601/mo	↑ $25.27more	4.4%

Housing

↓ 28.2%

Naperville, IL

$2,585

Overland Park, KS

$1,856

Difference

$729

less

Transportation

↓ 24.3%

Naperville, IL

$1,574

Overland Park, KS

$1,191

Difference

$383

less

Other

↓ 4.4%

Naperville, IL

$1,646

Overland Park, KS

$1,574

Difference

$72.31

less

Groceries

↓ 5.7%

Naperville, IL

$996

Overland Park, KS

$939

Difference

$56.60

less

All Utilities

↑ 5.5%

Naperville, IL

$502

Overland Park, KS

$530

Difference

$27.58

Healthcare

↑ 4.4%

Naperville, IL

$576

Overland Park, KS

$601

Difference

$25.27

🏠Rent Comparison

Studio

From$1,576

To$1,082

↓ $494

1 Bed

From$1,684

To$1,182

↓ $502

2 Bed

From$1,899

To$1,340

↓ $559

3 Bed

From$2,444

To$1,748

↓ $696

Naperville, ILZIP-level data

1BR range: $2,010–$2,370/mo

Overland Park, KSZIP-level data

1BR range: $1,290–$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,879

Monthly in Naperville, IL

$6,691

Monthly in Overland Park, KS

$1,188

Difference

Home Values

Naperville

Overland Park

$593K

Median Value

$344K

↑ +4.6%

YoY Change

↑ +3.7%

↑ +43.2%

5-Year Change

↑ +40.5%

$443K - $665K

Price Range

$296K - $538K

Homes in Overland Park are 42% less expensive than Naperville

Calculate payment - Naperville Calculate payment - Overland Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $993

More taxes

Monthly Difference

$82.75

Less take-home

Effective Rate Diff

0.7%

Rate difference

Naperville, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Overland Park, KS

Federal Income Tax

Effective: 18.9%

$25.5K

Kansas State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,714/month

$104.6K

Additional Tax Information

Naperville, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Overland Park, KS Tax Rates

Sales Tax:8.7%

Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.