Is Indianapolis, IN cheaper than Nashua, NH?

Based on cost of living data, Indianapolis, IN is 35.8% cheaper than Nashua, NH. This translates to saving $2682 per month.

What salary do I need in Indianapolis, IN to live like I do in Nashua, NH?

If you earn $150,000 in Nashua, NH, you'd need approximately $117,814.15 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Nashua, NH and Indianapolis, IN?

Housing in Indianapolis, IN is 54.8% cheaper than in Nashua, NH. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,731/month in Nashua, NH.

How much can I save per month by moving from Nashua, NH to Indianapolis, IN?

Moving from Nashua, NH to Indianapolis, IN could save you approximately $2682 per month, or $32186 per year, based on a $150,000 salary.

Nashua, NH vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Nashua, NH — ZIP-level rent data · COL adjusted from Boston, MA area

Current salary in Nashua, NH

Numbers update automatically as you type

You'd save $2.7K/month moving to Indianapolis, IN

$150.0K in your current city equals $117.8K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Boston-Cambridge-Newton, MA-NH area

Overall Cost

↓ 35.8%

Less expensive

Monthly Impact

$2,682

Savings

Annual Impact

$32.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nashua, NH

Population:91K

Cost Index:100

Median Home:$452K

Indianapolis, IN

Population:888K

Cost Index:64

Median Home:$176K

Nashua, NH

The Live Free or Die State

91K

Population

State Tax

No Income Tax

Located in New Hampshire, this city has a population of 91K residents.

💡 Advantage: New Hampshire has no state income tax!

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Nashua, NH vs Indianapolis, IN

Category	Nashua, NH	Indianapolis, IN	Difference	Change
🏠Housing	$4,316/mo	$1,949/mo	↓ $2,367less	54.8%
🚗Transportation	$1,664/mo	$1,188/mo	↓ $475less	28.6%
⚡All Utilities	$682/mo	$503/mo	↓ $180less	26.3%
🏥Healthcare	$709/mo	$582/mo	↓ $126less	17.8%
🛒Groceries	$1,029/mo	$919/mo	↓ $110less	10.7%
📦Other	$1,659/mo	$1,590/mo	↓ $68.23less	4.1%

🏠Housing

↓ 54.8%

Nashua, NH

$4,316

Indianapolis, IN

$1,949

Difference

$2,367

less

🚗Transportation

↓ 28.6%

Nashua, NH

$1,664

Indianapolis, IN

$1,188

Difference

$475

less

⚡All Utilities

↓ 26.3%

Nashua, NH

$682

Indianapolis, IN

$503

Difference

$180

less

🏥Healthcare

↓ 17.8%

Nashua, NH

$709

Indianapolis, IN

$582

Difference

$126

less

🛒Groceries

↓ 10.7%

Nashua, NH

$1,029

Indianapolis, IN

$919

Difference

$110

less

📦Other

↓ 4.1%

Nashua, NH

$1,659

Indianapolis, IN

$1,590

Difference

$68.23

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Nashua, NH has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,190

To$1,030

↓ $160

1 Bed

From$1,360

To$1,170

↓ $190

2 Bed

From$1,731

To$1,360

↓ $371

3 Bed

From$2,295

To$1,760

↓ $535

Nashua, NHZIP-level data

1BR range: $1,630–$1,830/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,058

Monthly in Nashua, NH

$6,732

Monthly in Indianapolis, IN

$3,326

Difference

Home Values

Nashua

Indianapolis

$452K

Median Value

$176K

↑ +3.3%

YoY Change

↓ -1.1%

↑ +49%

5-Year Change

↑ +26.9%

$449K - $528K

Price Range

$109K - $340K

Homes in Indianapolis are 61% less expensive than Nashua

Calculate payment - Nashua Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.8K

More taxes

Monthly Difference

$404

Less take-home

Effective Rate Diff

3.2%

Rate difference

Nashua, NH

Federal Income Tax

Effective: 18.9%

$25.5K

New Hampshire State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Nashua, NH Tax Rates

Sales Tax:0.0%

Property Tax:1.9%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.