Is San Antonio, TX cheaper than Nashville, TN?

Based on cost of living data, San Antonio, TX is 11.7% cheaper than Nashville, TN. This translates to saving $874 per month.

What salary do I need in San Antonio, TX to live like I do in Nashville, TN?

If you earn $150,000 in Nashville, TN, you'd need approximately $139,514.563 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Nashville, TN and San Antonio, TX?

Housing in San Antonio, TX is 20.8% cheaper than in Nashville, TN. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,840/month in Nashville, TN.

How much can I save per month by moving from Nashville, TN to San Antonio, TX?

Moving from Nashville, TN to San Antonio, TX could save you approximately $874 per month, or $10485 per year, based on a $150,000 salary.

MoveNumbers

Nashville, TN

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San Antonio, TX

Cost of Living Comparison 2026

Current salary in Nashville, TN

Numbers update automatically as you type

You'd save $874/month moving to San Antonio, TX

$150.0K in your current city equals $139.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

↓ 11.7%

Less expensive

Monthly Impact

$874

Savings

Annual Impact

$10.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nashville, TN

Population:689K

Cost Index:100

Median Home:$489K

San Antonio, TX

Population:1547K

Cost Index:88

Median Home:$215K

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Nashville, TN vs San Antonio, TX

Category	Nashville, TN	San Antonio, TX	Difference	Change
🏠Housing	$2,651/mo	$2,100/mo	↓ $551less	20.8%
📦Other	$1,942/mo	$1,647/mo	↓ $295less	15.2%
🏥Healthcare	$607/mo	$527/mo	↓ $80.54less	13.3%
🛒Groceries	$949/mo	$913/mo	↓ $35.97less	3.8%
⚡All Utilities	$519/mo	$496/mo	↓ $23.50less	4.5%
🚗Transportation	$1,284/mo	$1,287/mo	↑ $2.73more	0.2%

🏠Housing

↓ 20.8%

Nashville, TN

$2,651

San Antonio, TX

$2,100

Difference

$551

less

📦Other

↓ 15.2%

Nashville, TN

$1,942

San Antonio, TX

$1,647

Difference

$295

less

🏥Healthcare

↓ 13.3%

Nashville, TN

$607

San Antonio, TX

$527

Difference

$80.54

less

🛒Groceries

↓ 3.8%

Nashville, TN

$949

San Antonio, TX

$913

Difference

$35.97

less

⚡All Utilities

↓ 4.5%

Nashville, TN

$519

San Antonio, TX

$496

Difference

$23.50

less

🚗Transportation

↑ 0.2%

Nashville, TN

$1,284

San Antonio, TX

$1,287

Difference

$2.73

🏠Rent Comparison

Studio

From$1,600

To$1,110

↓ $490

1 Bed

From$1,680

To$1,210

↓ $470

2 Bed

From$1,840

To$1,470

↓ $370

3 Bed

From$2,350

To$1,890

↓ $460

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,952

Monthly in Nashville, TN

$6,969

Monthly in San Antonio, TX

$983

Difference

Home Values

Nashville

San Antonio

$489K

Median Value

$215K

↓ -2.1%

YoY Change

↓ -2.9%

↑ +32.1%

5-Year Change

↑ +16.7%

$320K - $1.16M

Price Range

$107K - $905K

Homes in San Antonio are 56% less expensive than Nashville

Calculate payment - Nashville Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.