Is St. Petersburg, FL cheaper than Nashville, TN?

Based on cost of living data, St. Petersburg, FL is 0.0% cheaper than Nashville, TN. The two cities have very similar living costs.

What salary do I need in St. Petersburg, FL to live like I do in Nashville, TN?

If you earn $150,000 in Nashville, TN, you'd need approximately $150,000 in St. Petersburg, FL to maintain the same standard of living.

How does housing cost compare between Nashville, TN and St. Petersburg, FL?

Housing in St. Petersburg, FL is 2.0% more expensive than in Nashville, TN. For a two-bedroom apartment, rent is $2,040/month in St. Petersburg, FL compared to $1,840/month in Nashville, TN.

How much can I save per month by moving from Nashville, TN to St. Petersburg, FL?

Nashville, TN and St. Petersburg, FL have very similar costs of living, based on a $150,000 salary.

Nashville, TN vs St. Petersburg, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Nashville, TN

Numbers update automatically as you type

Nashville, TN and St. Petersburg, FL have similar living costs

$150.0K in your current city equals $150.0K in St. Petersburg, FL

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nashville, TN

Population:689K

Cost Index:

100

100 = national average

Median Home:$489K

St. Petersburg, FL

Population:264K

Cost Index:

100

(national average)

Median Home:$333K

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

St. Petersburg, FL

The Sunshine State

264K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 264K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Nashville, TN vs St. Petersburg, FL

Category	Nashville, TN	St. Petersburg, FL	Difference	Change
Other	$1,942/mo	$1,808/mo	↓ $134less	6.9%
Groceries	$949/mo	$1,019/mo	↑ $69.95more	7.4%
All Utilities	$519/mo	$574/mo	↑ $54.64more	10.5%
Housing	$2,651/mo	$2,703/mo	↑ $51.97more	2.0%
Healthcare	$607/mo	$570/mo	↓ $37.17less	6.1%
Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%

Other

↓ 6.9%

Nashville, TN

$1,942

St. Petersburg, FL

$1,808

Difference

$134

less

Groceries

↑ 7.4%

Nashville, TN

$949

St. Petersburg, FL

$1,019

Difference

$69.95

All Utilities

↑ 10.5%

Nashville, TN

$519

St. Petersburg, FL

$574

Difference

$54.64

Housing

↑ 2.0%

Nashville, TN

$2,651

St. Petersburg, FL

$2,703

Difference

$51.97

Healthcare

↓ 6.1%

Nashville, TN

$607

St. Petersburg, FL

$570

Difference

$37.17

less

Transportation

→ 0.0%

Nashville, TN

$1,284

St. Petersburg, FL

$1,284

Difference

same

🏠Rent Comparison

Studio

From$1,600

To$1,640

↑ $40.00

1 Bed

From$1,680

To$1,750

↑ $70.00

2 Bed

From$1,840

To$2,040

↑ $200

3 Bed

From$2,350

To$2,610

↑ $260

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

St. Petersburg, FLZIP-level data

1BR range: $1,420–$2,500/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,952

Monthly in Nashville, TN

$7,958

Monthly in St. Petersburg, FL

$5.47

Difference

Home Values

Nashville

St. Petersburg

$489K

Median Value

$333K

↓ -2.1%

YoY Change

↓ -7.3%

↑ +32.1%

5-Year Change

↑ +29%

$320K - $1.16M

Price Range

$162K - $712K

Homes in St. Petersburg are 32% less expensive than Nashville

Calculate payment - Nashville Calculate payment - St. Petersburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Petersburg, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

St. Petersburg, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.