Is Virginia Beach, VA cheaper than Nashville, TN?

Based on cost of living data, Virginia Beach, VA is 0.0% cheaper than Nashville, TN. The two cities have very similar living costs.

What salary do I need in Virginia Beach, VA to live like I do in Nashville, TN?

If you earn $150,000 in Nashville, TN, you'd need approximately $150,000 in Virginia Beach, VA to maintain the same standard of living.

How does housing cost compare between Nashville, TN and Virginia Beach, VA?

Housing in Virginia Beach, VA is 2.9% more expensive than in Nashville, TN. For a two-bedroom apartment, rent is $2,040/month in Virginia Beach, VA compared to $1,840/month in Nashville, TN.

How much can I save per month by moving from Nashville, TN to Virginia Beach, VA?

Nashville, TN and Virginia Beach, VA have very similar costs of living, based on a $150,000 salary.

Nashville, TN vs Virginia Beach, VA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Nashville, TN

Numbers update automatically as you type

Nashville, TN and Virginia Beach, VA have similar living costs

$150.0K in your current city equals $150.0K in Virginia Beach, VA

Rent data from HUD ZIP-level estimates · COL index from Nashville-Davidson-Murfreesboro-Franklin, TN area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nashville, TN

Population:689K

Cost Index:

100

100 = national average

Median Home:$489K

Virginia Beach, VA

Population:459K

Cost Index:

100

(national average)

Median Home:$447K

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Virginia Beach, VA

The Old Dominion State

459K

Population

State Tax

Yes

Located in Virginia, this city has a population of 459K residents.

Cost Breakdown by Category

Annual spending: Nashville, TN vs Virginia Beach, VA

Category	Nashville, TN	Virginia Beach, VA	Difference	Change
Other	$1,942/mo	$1,758/mo	↓ $184less	9.5%
Housing	$2,651/mo	$2,729/mo	↑ $77.96more	2.9%
All Utilities	$519/mo	$574/mo	↑ $54.64more	10.5%
Healthcare	$607/mo	$632/mo	↑ $24.78more	4.1%
Groceries	$949/mo	$959/mo	↑ $9.99more	1.1%
Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%

Other

↓ 9.5%

Nashville, TN

$1,942

Virginia Beach, VA

$1,758

Difference

$184

less

Housing

↑ 2.9%

Nashville, TN

$2,651

Virginia Beach, VA

$2,729

Difference

$77.96

All Utilities

↑ 10.5%

Nashville, TN

$519

Virginia Beach, VA

$574

Difference

$54.64

Healthcare

↑ 4.1%

Nashville, TN

$607

Virginia Beach, VA

$632

Difference

$24.78

Groceries

↑ 1.1%

Nashville, TN

$949

Virginia Beach, VA

$959

Difference

$9.99

Transportation

→ 0.0%

Nashville, TN

$1,284

Virginia Beach, VA

$1,284

Difference

same

🏠Rent Comparison

Studio

From$1,600

To$1,780

↑ $180

1 Bed

From$1,680

To$1,800

↑ $120

2 Bed

From$1,840

To$2,040

↑ $200

3 Bed

From$2,350

To$2,830

↑ $480

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

Virginia Beach, VAZIP-level data

1BR range: $1,690–$2,120/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,952

Monthly in Nashville, TN

$7,935

Monthly in Virginia Beach, VA

$16.76

Difference

Home Values

Nashville

Virginia Beach

$489K

Median Value

$447K

↓ -2.1%

YoY Change

↑ +2.7%

↑ +32.1%

5-Year Change

↑ +33.5%

$320K - $1.16M

Price Range

$318K - $640K

Homes in Virginia Beach are 8% less expensive than Nashville

Calculate payment - Nashville Calculate payment - Virginia Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $8.4K

More taxes

Monthly Difference

$697

Less take-home

Effective Rate Diff

5.6%

Rate difference

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Virginia Beach, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

Additional Tax Information

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Virginia Beach, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.