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Cost of Living Comparison 2026

๐Ÿ“ Naugatuck, CT โ€” ZIP-level rent data ยท COL adjusted from New York, NY area

$

Numbers update automatically as you type

You'd save $273/month moving to Phoenix, AZ

$150.0K in your current city equals $146.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Hartford-West Hartford-East Hartford, CT area
Overall Cost
โ†“ 3.6%
Less expensive
Monthly Impact
$273
Savings
Annual Impact
$3.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Naugatuck, CT

Population:32K
Cost Index:100
Median Home:$336K

Phoenix, AZ

Population:1608K
Cost Index:96
Median Home:$414K

Naugatuck, CT

The Constitution State

32K
Population
State Tax
Yes

Located in Connecticut, this city has a population of 32K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Naugatuck, CT vs Phoenix, AZ

๐Ÿ Housing
โ†“ 36.5%
Naugatuck, CT
$4,388
Phoenix, AZ
$2,788
Difference
$1,600
less
๐Ÿš—Transportation
โ†‘ 45.8%
Naugatuck, CT
$1,021
Phoenix, AZ
$1,489
Difference
$467
more
๐Ÿ“ฆOther
โ†‘ 29.4%
Naugatuck, CT
$1,297
Phoenix, AZ
$1,677
Difference
$381
more
โšกAll Utilities
โ†‘ 17.1%
Naugatuck, CT
$479
Phoenix, AZ
$561
Difference
$82.13
more
๐ŸฅHealthcare
โ†‘ 7.2%
Naugatuck, CT
$549
Phoenix, AZ
$589
Difference
$39.49
more
๐Ÿ›’Groceries
โ†‘ 3.5%
Naugatuck, CT
$930
Phoenix, AZ
$963
Difference
$33.00
more

๐Ÿ Rent Comparison

Studio
From$694
To$1,390
โ†‘ $696
1 Bed
From$802
To$1,510
โ†‘ $708
2 Bed
From$992
To$1,750
โ†‘ $758
3 Bed
From$1,225
To$2,330
โ†‘ $1,105
Naugatuck, CTZIP-level data

1BR range: $1,480โ€“$1,480/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,665
Monthly in Naugatuck, CT
$8,068
Monthly in Phoenix, AZ
$597
Difference

Home Values

Naugatuck
Phoenix
$336K
Median Value
$414K
โ†‘ +5.6%
YoY Change
โ†“ -3.1%
โ†‘ +59.3%
5-Year Change
โ†‘ +30.2%
$336K
Price Range
$274K - $957K

Homes in Phoenix are 23% more expensive than Naugatuck

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.8K
Per year
Monthly Difference
$235
More take-home
Effective Rate Diff
1.9%
Rate difference

Naugatuck, CT

Federal Income Tax
Effective: 18.9%
$25.5K
Connecticut State Tax
Effective: 5.4%
$8.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$45.1K
Take-Home Pay
$8,745/month
$104.9K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Naugatuck, CT Tax Rates

Sales Tax:6.3%
Property Tax:2.1%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Naugatuck
Phoenix
43 Good
Air Quality
77 Moderate
65.8%
Good Air Days
9%
99 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒ€๐ŸŒก
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
11 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
11 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Connecticut and Arizona on TaxTakeHome.com

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