Navasota, TX vs Safford, AZ: Cost of Living

Which city costs less?

Safford, AZ has a modeled overall cost index 4.9% higher than Navasota, TX.

Navasota, TX · modeled 2BR rent
$1,030 / month
Safford, AZ · modeled 2BR rent
$1,200 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Navasota, TX and Safford, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $332/month in Safford, AZ

$150,000 in your current city has a modeled equivalent of $153,984 in Safford, AZ

Regional cost estimates: Navasota, TX uses Houston, TX. Safford, AZ uses Tucson, AZ. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 4.9%
More expensive
Monthly Impact
$332
Extra cost
Annual Impact
$4.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Navasota, TX

Population:9K
Cost Index:
83.7
100 = national average
Typical Home:$271K

Safford, AZ

Population:10K
Cost Index:
87.8
100 = national average
Typical Home:$276K

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Navasota, TX

The Lone Star State

9K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 9K residents.

💡 Advantage: Texas has no state income tax!

Safford, AZ

The Grand Canyon State

10K
Population
State Tax
Yes

Located in Arizona, this city has a population of 10K residents.

Cost Breakdown by Category

Estimated monthly spending: Navasota, TX vs Safford, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 7.8%
Navasota, TX
$2,008
Safford, AZ
$2,165
Difference
$157
more
Other
↑ 8.6%
Navasota, TX
$1,801
Safford, AZ
$1,955
Difference
$154
more
Groceries
↑ 14.8%
Navasota, TX
$996
Safford, AZ
$1,144
Difference
$147
more
Transportation
↓ 5.6%
Navasota, TX
$1,476
Safford, AZ
$1,394
Difference
$82.18
less
All Utilities
↓ 10.5%
Navasota, TX
$604
Safford, AZ
$540
Difference
$63.61
less
Healthcare
↑ 3.1%
Navasota, TX
$614
Safford, AZ
$633
Difference
$18.98
more

🏠Rent Comparison

Studio
From$800
To$890
↑ $90.00
1 Bed
From$830
To$960
↑ $130
2 Bed
From$1,030
To$1,200
↑ $170
3 Bed
From$1,250
To$1,610
↑ $360
Navasota, TXZIP-level data

1BR range: $830–$830/mo

Safford, AZZIP-level data

1BR range: $960–$960/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Navasota, TX
$7,832
Monthly in Safford, AZ
$332
Difference

Home Values

Navasota
Safford
$271K
Median Value
$276K
↑ +2.4%
YoY Change
↑ +2.9%
↑ +30.4%
5-Year Change
↑ +34%

Homes in Safford are 2% more expensive than Navasota

Calculate payment - NavasotaCalculate payment - Safford

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Navasota, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Safford, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Navasota, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Safford, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Navasota
Safford
61 Moderate
Air Quality
56 Moderate
13.7%
Good Air Days
30.9%
100 Very High
Climate Risk
99 High
🌊🌅🌀
Top Hazards
🔥🌊🌡
▲+2.2°F
2050 Outlook
▲+2.7°F
64 days
Heat Days >95°F
147 days
▲+2.2°F
2050 Outlook
▲+2.7°F
64 days
Heat Days >95°F
147 days

Before moving from Navasota, TX to Safford, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Safford, AZ for the same bedroom count and included utilities as your home in Navasota, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Navasota to Safford moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Safford, AZ by cost, housing, population and region.

Frequently Asked Questions: Navasota, TX vs Safford, AZ

How do the cost estimates for Navasota, TX and Safford, AZ compare?

Safford, AZ has a modeled overall cost index 4.9% higher than Navasota, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Navasota, TX, the model estimates $153,984 in Safford, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Navasota, TX and Safford, AZ?

The modeled two-bedroom rents are $1,030/month in Navasota, TX and $1,200/month in Safford, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Texas and Arizona on TaxTakeHome.com

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