New Albany, IN vs Findlay, OH: Cost of Living

Which city costs less?

Findlay, OH has a modeled overall cost index 3.1% lower than New Albany, IN.

New Albany, IN · modeled 2BR rent
$1,250 / month
Findlay, OH · modeled 2BR rent
$1,150 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare New Albany, IN and Findlay, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $234/month in Findlay, OH

$150,000 in your current city has a modeled equivalent of $147,198 in Findlay, OH

Regional cost estimates: New Albany, IN uses Louisville, KY. Findlay, OH uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.1%
Less expensive
Monthly Impact
$234
Savings
Annual Impact
$2.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

New Albany, IN

Population:37K
Cost Index:
84.5
100 = national average
Typical Home:$226K

Findlay, OH

Population:40K
Cost Index:
81.9
100 = national average
Typical Home:$231K

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New Albany, IN

The Hoosier State

37K
Population
State Tax
Yes

Located in Indiana, this city has a population of 37K residents.

Findlay, OH

The Buckeye State

40K
Population
State Tax
Yes

Located in Ohio, this city has a population of 40K residents.

Cost Breakdown by Category

Estimated monthly spending: New Albany, IN vs Findlay, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 10.3%
New Albany, IN
$2,093
Findlay, OH
$1,878
Difference
$215
less
Transportation
↓ 4.7%
New Albany, IN
$1,431
Findlay, OH
$1,363
Difference
$67.91
less
All Utilities
↑ 11.0%
New Albany, IN
$523
Findlay, OH
$581
Difference
$57.38
more
Healthcare
↑ 5.9%
New Albany, IN
$635
Findlay, OH
$673
Difference
$37.50
more
Other
↓ 1.5%
New Albany, IN
$1,736
Findlay, OH
$1,709
Difference
$26.54
less
Groceries
↓ 1.7%
New Albany, IN
$1,081
Findlay, OH
$1,062
Difference
$18.90
less

🏛️ Local Income Taxes

New Albany, IN: Floyd County Income Tax$2,430/yr (1.6%)

Findlay, OH has no local income tax recorded in this dataset.

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$950
To$790
↓ $160
1 Bed
From$1,030
To$880
↓ $150
2 Bed
From$1,250
To$1,150
↓ $100
3 Bed
From$1,600
To$1,510
↓ $90.00
New Albany, INZIP-level data

1BR range: $1,030–$1,030/mo

Findlay, OHZIP-level data

1BR range: $880–$880/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in New Albany, IN
$7,266
Monthly in Findlay, OH
$234
Difference

Home Values

New Albany
Findlay
$226K
Median Value
$231K
↑ +3.4%
YoY Change
↑ +2.2%
↑ +36.8%
5-Year Change
↑ +32.9%

Homes in Findlay are 2% more expensive than New Albany

Calculate payment - New AlbanyCalculate payment - Findlay

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $418
Per year
Monthly Difference
$34.81
More take-home
Effective Rate Diff
0.3%
Rate difference

New Albany, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Findlay, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

New Albany, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Findlay, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Albany
Findlay
50 Good
Air Quality
45 Good
50.8%
Good Air Days
62.6%
98 High
Climate Risk
91 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+2.9°F
2050 Outlook
▲+3.1°F
37 days
Heat Days >95°F
17 days
▲+2.9°F
2050 Outlook
▲+3.1°F
37 days
Heat Days >95°F
17 days

Before moving from New Albany, IN to Findlay, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Findlay, OH for the same bedroom count and included utilities as your home in New Albany, IN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your New Albany to Findlay moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Findlay, OH by cost, housing, population and region.

Frequently Asked Questions: New Albany, IN vs Findlay, OH

How do the cost estimates for New Albany, IN and Findlay, OH compare?

Findlay, OH has a modeled overall cost index 3.1% lower than New Albany, IN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in New Albany, IN, the model estimates $147,198 in Findlay, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for New Albany, IN and Findlay, OH?

The modeled two-bedroom rents are $1,250/month in New Albany, IN and $1,150/month in Findlay, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Indiana and Ohio on TaxTakeHome.com

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