New Athens, IL vs Farmer City, IL: Cost of Living

Which city costs less?

Farmer City, IL has a modeled overall cost index 2.4% lower than New Athens, IL.

New Athens, IL · modeled 2BR rent
$1,110 / month
Farmer City, IL · modeled 2BR rent
$1,210 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare New Athens, IL and Farmer City, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $273/month in Farmer City, IL

$150,000 in your current city has a modeled equivalent of $153,272 in Farmer City, IL

Regional cost estimates: New Athens, IL uses St. Louis, MO. Farmer City, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.4%
Less expensive
Monthly Impact
$273
Extra cost
Annual Impact
$3.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

New Athens, IL

Population:2K
Cost Index:
77.8
100 = national average
Typical Home:$156K

Farmer City, IL

Population:2K
Cost Index:
75.9
100 = national average
Typical Home:$165K

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New Athens, IL

The Prairie State

2K
Population
State Tax
Yes

Located in Illinois, this city has a population of 2K residents.

Farmer City, IL

The Prairie State

2K
Population
State Tax
Yes

Located in Illinois, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: New Athens, IL vs Farmer City, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 28.7%
New Athens, IL
$1,904
Farmer City, IL
$2,450
Difference
$546
more
Other
↓ 14.1%
New Athens, IL
$1,817
Farmer City, IL
$1,560
Difference
$256
less
Transportation
↑ 8.5%
New Athens, IL
$1,374
Farmer City, IL
$1,492
Difference
$117
more
All Utilities
↓ 14.1%
New Athens, IL
$640
Farmer City, IL
$550
Difference
$90.27
less
Groceries
↓ 3.9%
New Athens, IL
$1,135
Farmer City, IL
$1,091
Difference
$44.54
less
Healthcare
↑ 0.1%
New Athens, IL
$630
Farmer City, IL
$630
Difference
$0.52
more

🏠Rent Comparison

Studio
From$870
To$840
↓ $30.00
1 Bed
From$910
To$930
↑ $20.00
2 Bed
From$1,110
To$1,210
↑ $100
3 Bed
From$1,430
To$1,460
↑ $30.00
New Athens, ILZIP-level data

1BR range: $910–$910/mo

Farmer City, ILZIP-level data

1BR range: $930–$930/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in New Athens, IL
$7,773
Monthly in Farmer City, IL
$273
Difference

Home Values

New Athens
Farmer City
$156K
Median Value
$165K
↓ -0.7%
YoY Change
↑ +11.1%
↑ +8.7%
5-Year Change
↑ +53.3%

Homes in Farmer City are 5% more expensive than New Athens

Calculate payment - New AthensCalculate payment - Farmer City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

New Athens, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Farmer City, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

New Athens, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Farmer City, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Athens
Farmer City
54 Moderate
Air Quality
54 Moderate
38%
Good Air Days
35.8%
99 High
Climate Risk
100 Very High
🌊🌡🫨
Top Hazards
🌊🌡🫨
▲+3.0°F
2050 Outlook
▲+3.2°F
39 days
Heat Days >95°F
18 days
▲+3.0°F
2050 Outlook
▲+3.2°F
39 days
Heat Days >95°F
18 days

Before moving from New Athens, IL to Farmer City, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Farmer City, IL for the same bedroom count and included utilities as your home in New Athens, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your New Athens to Farmer City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Farmer City, IL by cost, housing, population and region.

Frequently Asked Questions: New Athens, IL vs Farmer City, IL

How do the cost estimates for New Athens, IL and Farmer City, IL compare?

Farmer City, IL has a modeled overall cost index 2.4% lower than New Athens, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in New Athens, IL, the model estimates $153,272 in Farmer City, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for New Athens, IL and Farmer City, IL?

The modeled two-bedroom rents are $1,110/month in New Athens, IL and $1,210/month in Farmer City, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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