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Cost of Living Comparison 2026

๐Ÿ“ New Bedford, MA โ€” ZIP-level rent data ยท COL adjusted from Boston, MA area

$

Numbers update automatically as you type

You'd save $2.5K/month moving to Indianapolis, IN

$150.0K in your current city equals $120.5K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from Providence-Warwick, RI-MA area
Overall Cost
โ†“ 32.7%
Less expensive
Monthly Impact
$2,455
Savings
Annual Impact
$29.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New Bedford, MA

Population:101K
Cost Index:100
Median Home:$426K

Indianapolis, IN

Population:888K
Cost Index:67
Median Home:$176K

New Bedford, MA

The Bay State

101K
Population
State Tax
Yes

Located in Massachusetts, this city has a population of 101K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: New Bedford, MA vs Indianapolis, IN

๐Ÿ Housing
โ†“ 52.7%
New Bedford, MA
$4,121
Indianapolis, IN
$1,949
Difference
$2,172
less
๐Ÿš—Transportation
โ†“ 25.2%
New Bedford, MA
$1,589
Indianapolis, IN
$1,188
Difference
$401
less
โšกAll Utilities
โ†“ 24.6%
New Bedford, MA
$667
Indianapolis, IN
$503
Difference
$164
less
๐ŸฅHealthcare
โ†“ 15.9%
New Bedford, MA
$693
Indianapolis, IN
$582
Difference
$110
less
๐Ÿ›’Groceries
โ†“ 8.6%
New Bedford, MA
$1,005
Indianapolis, IN
$919
Difference
$86.17
less
๐Ÿ“ฆOther
โ†‘ 0.4%
New Bedford, MA
$1,584
Indianapolis, IN
$1,590
Difference
$6.38
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

New Bedford, MA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$863
To$1,030
โ†‘ $167
1 Bed
From$885
To$1,170
โ†‘ $285
2 Bed
From$1,099
To$1,360
โ†‘ $261
3 Bed
From$1,321
To$1,760
โ†‘ $439
New Bedford, MAZIP-level data

1BR range: $1,180โ€“$1,200/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,659
Monthly in New Bedford, MA
$6,732
Monthly in Indianapolis, IN
$2,927
Difference

Home Values

New Bedford
Indianapolis
$426K
Median Value
$176K
โ†‘ +1.5%
YoY Change
โ†“ -1.1%
โ†‘ +47.2%
5-Year Change
โ†‘ +26.9%
$411K - $438K
Price Range
$109K - $340K

Homes in Indianapolis are 59% less expensive than New Bedford

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.7K
Per year
Monthly Difference
$221
More take-home
Effective Rate Diff
1.8%
Rate difference

New Bedford, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

New Bedford, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Bedford
Indianapolis
36 Good
Air Quality
54 Moderate
79.5%
Good Air Days
36.6%
94 Moderate
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
6 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
6 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Massachusetts and Indiana on TaxTakeHome.com

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