New Berlin, WI vs Oak Creek, WI: Cost of Living

Which city costs less?

Oak Creek, WI has a modeled overall cost index 0.2% lower than New Berlin, WI.

New Berlin, WI · modeled 2BR rent
$1,635 / month
Oak Creek, WI · modeled 2BR rent
$1,770 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare New Berlin, WI and Oak Creek, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $11.64/month in Oak Creek, WI

$150,000 in your current city has a modeled equivalent of $149,860 in Oak Creek, WI

Regional cost estimates: New Berlin, WI uses Milwaukee, WI. Oak Creek, WI uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.2%
Less expensive
Monthly Impact
$11.64
Savings
Annual Impact
$140
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

New Berlin, WI

Population:40K
Cost Index:
85.7
100 = national average
Typical Home:$423K

Oak Creek, WI

Population:37K
Cost Index:
85.6
100 = national average
Typical Home:$389K

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New Berlin, WI

The Badger State

40K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 40K residents.

Oak Creek, WI

The Badger State

37K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 37K residents.

Cost Breakdown by Category

Estimated monthly spending: New Berlin, WI vs Oak Creek, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 0.2%
New Berlin, WI
$1,855
Oak Creek, WI
$1,852
Difference
$3.43
less
Other
↓ 0.2%
New Berlin, WI
$1,723
Oak Creek, WI
$1,719
Difference
$3.19
less
Transportation
↓ 0.2%
New Berlin, WI
$1,508
Oak Creek, WI
$1,505
Difference
$2.79
less
Groceries
↓ 0.1%
New Berlin, WI
$1,059
Oak Creek, WI
$1,058
Difference
$0.98
less
Healthcare
↓ 0.1%
New Berlin, WI
$794
Oak Creek, WI
$793
Difference
$0.73
less
All Utilities
↓ 0.1%
New Berlin, WI
$561
Oak Creek, WI
$561
Difference
$0.52
less

🏠Rent Comparison

Studio
From$1,255
To$1,360
↑ $105
1 Bed
From$1,365
To$1,480
↑ $115
2 Bed
From$1,635
To$1,770
↑ $135
3 Bed
From$2,010
To$2,180
↑ $170
New Berlin, WIZIP-level data

1BR range: $1,200–$1,530/mo

Oak Creek, WIZIP-level data

1BR range: $1,480–$1,480/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in New Berlin, WI
$7,488
Monthly in Oak Creek, WI
$11.64
Difference

Home Values

New Berlin
Oak Creek
$423K
Median Value
$389K
↑ +4.2%
YoY Change
↑ +5.9%
↑ +35.1%
5-Year Change
↑ +39.4%
$419K - $428K
Price Range
$389K

Homes in Oak Creek are 8% less expensive than New Berlin

Calculate payment - New BerlinCalculate payment - Oak Creek

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

New Berlin, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Oak Creek, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

New Berlin, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

Oak Creek, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Berlin
Oak Creek
43 Good
Air Quality
43 Good
68.6%
Good Air Days
68.6%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.3°F
13 days
Heat Days >95°F
13 days
▲+3.3°F
2050 Outlook
▲+3.3°F
13 days
Heat Days >95°F
13 days

Before moving from New Berlin, WI to Oak Creek, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Oak Creek, WI for the same bedroom count and included utilities as your home in New Berlin, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your New Berlin to Oak Creek moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Oak Creek, WI by cost, housing, population and region.

Frequently Asked Questions: New Berlin, WI vs Oak Creek, WI

How do the cost estimates for New Berlin, WI and Oak Creek, WI compare?

Oak Creek, WI has a modeled overall cost index 0.2% lower than New Berlin, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in New Berlin, WI, the model estimates $149,860 in Oak Creek, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for New Berlin, WI and Oak Creek, WI?

The modeled two-bedroom rents are $1,635/month in New Berlin, WI and $1,770/month in Oak Creek, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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