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Cost of Living Comparison 2026

📍 New Bern, NC — ZIP-level rent data · COL adjusted from Raleigh, NC area

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Numbers update automatically as you type

You'd spend $1.6K/month more in Nashville, TN

$150.0K in your current city equals $168.8K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 20.9%
More expensive
Monthly Impact
$1,567
Extra cost
Annual Impact
$18.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New Bern, NC

Population:32K
Cost Index:100
Median Home:$285K

Nashville, TN

Population:689K
Cost Index:121
Median Home:$489K

New Bern, NC

The Tar Heel State

32K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 32K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Music City USA
  • •Country music capital
  • •Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: New Bern, NC vs Nashville, TN

🏠Housing
↑ 35.8%
New Bern, NC
$1,952
Nashville, TN
$2,651
Difference
$699
more
📦Other
↑ 29.5%
New Bern, NC
$1,500
Nashville, TN
$1,942
Difference
$442
more
🚗Transportation
↑ 13.9%
New Bern, NC
$1,128
Nashville, TN
$1,284
Difference
$156
more
🛒Groceries
↑ 5.6%
New Bern, NC
$899
Nashville, TN
$949
Difference
$50.26
more
🏥Healthcare
↑ 7.8%
New Bern, NC
$563
Nashville, TN
$607
Difference
$43.95
more
⚡All Utilities
↑ 1.4%
New Bern, NC
$512
Nashville, TN
$519
Difference
$7.00
more

🏠Rent Comparison

Studio
From$672
To$1,600
↑ $928
1 Bed
From$679
To$1,680
↑ $1,001
2 Bed
From$888
To$1,840
↑ $952
3 Bed
From$1,195
To$2,350
↑ $1,155
New Bern, NCZIP-level data

1BR range: $910–$910/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,553
Monthly in New Bern, NC
$7,952
Monthly in Nashville, TN
$1,399
Difference

Home Values

New Bern
Nashville
$285K
Median Value
$489K
↑ +2.1%
YoY Change
↓ -2.1%
↑ +50.3%
5-Year Change
↑ +32.1%
$262K - $308K
Price Range
$320K - $1.16M

Homes in Nashville are 71% more expensive than New Bern

Calculate payment - New BernCalculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

New Bern, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

New Bern, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Bern
Nashville
46 Good
Air Quality
50 Good
61.7%
Good Air Days
51.6%
96 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
▲+2.8°F
2050 Outlook
▲+2.8°F
31 days
Heat Days >95°F
42 days
▲+2.8°F
2050 Outlook
▲+2.8°F
31 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between North Carolina and Tennessee on TaxTakeHome.com

Similar cost to Nashville, TN

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