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Cost of Living Comparison 2026

📍 New Bern, NC — ZIP-level rent data · COL adjusted from Raleigh, NC area

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Numbers update automatically as you type

You'd spend $1.6K/month more in Phoenix, AZ

$150.0K in your current city equals $169.0K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 21.1%
More expensive
Monthly Impact
$1,585
Extra cost
Annual Impact
$19.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New Bern, NC

Population:32K
Cost Index:100
Median Home:$285K

Phoenix, AZ

Population:1608K
Cost Index:121
Median Home:$414K

New Bern, NC

The Tar Heel State

32K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 32K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • •Fastest growing major city
  • •Desert metropolis
  • •Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: New Bern, NC vs Phoenix, AZ

🏠Housing
↑ 42.9%
New Bern, NC
$1,952
Phoenix, AZ
$2,788
Difference
$837
more
🚗Transportation
↑ 32.0%
New Bern, NC
$1,128
Phoenix, AZ
$1,489
Difference
$361
more
📦Other
↑ 11.8%
New Bern, NC
$1,500
Phoenix, AZ
$1,677
Difference
$178
more
🛒Groceries
↑ 7.1%
New Bern, NC
$899
Phoenix, AZ
$963
Difference
$64.25
more
⚡All Utilities
↑ 9.6%
New Bern, NC
$512
Phoenix, AZ
$561
Difference
$49.08
more
🏥Healthcare
↑ 4.5%
New Bern, NC
$563
Phoenix, AZ
$589
Difference
$25.36
more

🏠Rent Comparison

Studio
From$672
To$1,390
↑ $718
1 Bed
From$679
To$1,510
↑ $831
2 Bed
From$888
To$1,750
↑ $862
3 Bed
From$1,195
To$2,330
↑ $1,135
New Bern, NCZIP-level data

1BR range: $910–$910/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,553
Monthly in New Bern, NC
$8,068
Monthly in Phoenix, AZ
$1,514
Difference

Home Values

New Bern
Phoenix
$285K
Median Value
$414K
↑ +2.1%
YoY Change
↓ -3.1%
↑ +50.3%
5-Year Change
↑ +30.2%
$262K - $308K
Price Range
$274K - $957K

Homes in Phoenix are 45% more expensive than New Bern

Calculate payment - New BernCalculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.9K
Per year
Monthly Difference
$158
More take-home
Effective Rate Diff
1.3%
Rate difference

New Bern, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

New Bern, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Bern
Phoenix
46 Good
Air Quality
77 Moderate
61.7%
Good Air Days
9%
96 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🔥🌊🌡
▲+2.8°F
2050 Outlook
▲+2.7°F
31 days
Heat Days >95°F
162 days
▲+2.8°F
2050 Outlook
▲+2.7°F
31 days
Heat Days >95°F
162 days

💰 See how taxes change too — compare take-home pay between North Carolina and Arizona on TaxTakeHome.com

Similar cost to Phoenix, AZ

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