Is San Antonio, TX cheaper than New Brunswick, NJ?

Based on cost of living data, San Antonio, TX is 12.5% cheaper than New Brunswick, NJ. This translates to saving $936 per month.

What salary do I need in San Antonio, TX to live like I do in New Brunswick, NJ?

If you earn $150,000 in New Brunswick, NJ, you'd need approximately $138,773.697 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between New Brunswick, NJ and San Antonio, TX?

Housing in San Antonio, TX is 7.2% more expensive than in New Brunswick, NJ. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,947/month in New Brunswick, NJ.

How much can I save per month by moving from New Brunswick, NJ to San Antonio, TX?

Moving from New Brunswick, NJ to San Antonio, TX could save you approximately $936 per month, or $11226 per year, based on a $150,000 salary.

New Brunswick, NJ vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 New Brunswick, NJ — ZIP-level rent data · COL adjusted from Newark, NJ area

Current salary in New Brunswick, NJ

Numbers update automatically as you type

You'd save $936/month moving to San Antonio, TX

$150.0K in your current city equals $138.8K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 12.5%

Less expensive

Monthly Impact

$936

Savings

Annual Impact

$11.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New Brunswick, NJ

Population:56K

Cost Index:100

Median Home:$438K

San Antonio, TX

Population:1547K

Cost Index:88

Median Home:$215K

New Brunswick, NJ

The Garden State

56K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 56K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: New Brunswick, NJ vs San Antonio, TX

Category	New Brunswick, NJ	San Antonio, TX	Difference	Change
📦Other	$1,950/mo	$1,647/mo	↓ $303less	15.5%
🚗Transportation	$1,539/mo	$1,287/mo	↓ $252less	16.4%
🛒Groceries	$1,078/mo	$913/mo	↓ $165less	15.3%
🏥Healthcare	$675/mo	$527/mo	↓ $148less	22.0%
🏠Housing	$1,959/mo	$2,100/mo	↑ $141more	7.2%
⚡All Utilities	$584/mo	$496/mo	↓ $88.77less	15.2%

📦Other

↓ 15.5%

New Brunswick, NJ

$1,950

San Antonio, TX

$1,647

Difference

$303

less

🚗Transportation

↓ 16.4%

New Brunswick, NJ

$1,539

San Antonio, TX

$1,287

Difference

$252

less

🛒Groceries

↓ 15.3%

New Brunswick, NJ

$1,078

San Antonio, TX

$913

Difference

$165

less

🏥Healthcare

↓ 22.0%

New Brunswick, NJ

$675

San Antonio, TX

$527

Difference

$148

less

🏠Housing

↑ 7.2%

New Brunswick, NJ

$1,959

San Antonio, TX

$2,100

Difference

$141

⚡All Utilities

↓ 15.2%

New Brunswick, NJ

$584

San Antonio, TX

$496

Difference

$88.77

less

🏠Rent Comparison

Studio

From$1,416

To$1,110

↓ $306

1 Bed

From$1,547

To$1,210

↓ $337

2 Bed

From$1,947

To$1,470

↓ $477

3 Bed

From$2,332

To$1,890

↓ $442

New Brunswick, NJZIP-level data

1BR range: $1,890–$1,890/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,785

Monthly in New Brunswick, NJ

$6,969

Monthly in San Antonio, TX

$816

Difference

Home Values

New Brunswick

San Antonio

$438K

Median Value

$215K

↑ +0.2%

YoY Change

↓ -2.9%

↑ +35.7%

5-Year Change

↑ +16.7%

$438K

Price Range

$107K - $905K

Homes in San Antonio are 51% less expensive than New Brunswick

Calculate payment - New Brunswick Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.4K

Per year

Monthly Difference

$619

More take-home

Effective Rate Diff

5.0%

Rate difference

New Brunswick, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

New Brunswick, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.