Is Phoenix, AZ cheaper than New City CDP, NY?

Based on cost of living data, Phoenix, AZ is 12.4% cheaper than New City CDP, NY. This translates to saving $931 per month.

What salary do I need in Phoenix, AZ to live like I do in New City CDP, NY?

If you earn $150,000 in New City CDP, NY, you'd need approximately $138,829.462 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between New City CDP, NY and Phoenix, AZ?

Housing in Phoenix, AZ is 11.6% cheaper than in New City CDP, NY. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,163/month in New City CDP, NY.

How much can I save per month by moving from New City CDP, NY to Phoenix, AZ?

Moving from New City CDP, NY to Phoenix, AZ could save you approximately $931 per month, or $11171 per year, based on a $150,000 salary.

New City CDP, NY vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 New City CDP, NY — COL adjusted from Jersey City, NJ area + state data

Current salary in New City CDP, NY

Numbers update automatically as you type

You'd save $931/month moving to Phoenix, AZ

$150.0K in your current city equals $138.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.4%

Less expensive

Monthly Impact

$931

Savings

Annual Impact

$11.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New City CDP, NY

Population:34K

Cost Index:100

Median Home:$637K

Phoenix, AZ

Population:1608K

Cost Index:88

Median Home:$414K

New City CDP, NY

The Empire State

34K

Population

State Tax

Yes

Located in New York, this city has a population of 34K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: New City CDP, NY vs Phoenix, AZ

Category	New City CDP, NY	Phoenix, AZ	Difference	Change
🏠Housing	$3,153/mo	$2,788/mo	↓ $364less	11.6%
📦Other	$1,909/mo	$1,677/mo	↓ $232less	12.1%
🛒Groceries	$1,067/mo	$963/mo	↓ $104less	9.7%
🏥Healthcare	$668/mo	$589/mo	↓ $79.10less	11.8%
🚗Transportation	$1,506/mo	$1,489/mo	↓ $17.53less	1.2%
⚡All Utilities	$578/mo	$561/mo	↓ $17.08less	3.0%

🏠Housing

↓ 11.6%

New City CDP, NY

$3,153

Phoenix, AZ

$2,788

Difference

$364

less

📦Other

↓ 12.1%

New City CDP, NY

$1,909

Phoenix, AZ

$1,677

Difference

$232

less

🛒Groceries

↓ 9.7%

New City CDP, NY

$1,067

Phoenix, AZ

$963

Difference

$104

less

🏥Healthcare

↓ 11.8%

New City CDP, NY

$668

Phoenix, AZ

$589

Difference

$79.10

less

🚗Transportation

↓ 1.2%

New City CDP, NY

$1,506

Phoenix, AZ

$1,489

Difference

$17.53

less

⚡All Utilities

↓ 3.0%

New City CDP, NY

$578

Phoenix, AZ

$561

Difference

$17.08

less

🏠Rent Comparison

Studio

From$1,482

To$1,390

↓ $92.00

1 Bed

From$1,723

To$1,510

↓ $213

2 Bed

From$2,163

To$1,750

↓ $413

3 Bed

From$2,884

To$2,330

↓ $554

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,881

Monthly in New City CDP, NY

$8,068

Monthly in Phoenix, AZ

$814

Difference

Home Values

New City CDP

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.3K

Per year

Monthly Difference

$359

More take-home

Effective Rate Diff

2.9%

Rate difference

New City CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

New City CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.