New Concord, OH vs Albion, IN: Cost of Living

Which city costs less?

Albion, IN has a modeled overall cost index 2.6% lower than New Concord, OH.

New Concord, OH · modeled 2BR rent
$1,000 / month
Albion, IN · modeled 2BR rent
$1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare New Concord, OH and Albion, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $208/month in Albion, IN

$150,000 in your current city has a modeled equivalent of $147,507 in Albion, IN

Regional cost estimates: New Concord, OH uses Columbus, OH. Albion, IN uses Fort Wayne, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.6%
Less expensive
Monthly Impact
$208
Savings
Annual Impact
$2.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

New Concord, OH

Population:2K
Cost Index:
76.4
100 = national average
Typical Home:$244K

Albion, IN

Population:2K
Cost Index:
74.4
100 = national average
Typical Home:$252K

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New Concord, OH

The Buckeye State

2K
Population
State Tax
Yes

Located in Ohio, this city has a population of 2K residents.

Albion, IN

The Hoosier State

2K
Population
State Tax
Yes

Located in Indiana, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: New Concord, OH vs Albion, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 6.4%
New Concord, OH
$1,984
Albion, IN
$1,856
Difference
$128
less
Transportation
↓ 8.1%
New Concord, OH
$1,467
Albion, IN
$1,347
Difference
$119
less
All Utilities
↑ 11.2%
New Concord, OH
$541
Albion, IN
$602
Difference
$60.71
more
Groceries
↓ 2.5%
New Concord, OH
$1,129
Albion, IN
$1,101
Difference
$28.69
less
Other
↑ 1.0%
New Concord, OH
$1,672
Albion, IN
$1,689
Difference
$17.51
more
Healthcare
↓ 1.4%
New Concord, OH
$707
Albion, IN
$697
Difference
$10.17
less

🏠Rent Comparison

Studio
From$830
To$720
↓ $110
1 Bed
From$830
To$780
↓ $50.00
2 Bed
From$1,000
To$1,020
↑ $20.00
3 Bed
From$1,360
To$1,220
↓ $140
New Concord, OHZIP-level data

1BR range: $830–$830/mo

Albion, INZIP-level data

1BR range: $780–$780/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in New Concord, OH
$7,292
Monthly in Albion, IN
$208
Difference

Home Values

New Concord
Albion
$244K
Median Value
$252K
↑ +1.4%
YoY Change
↑ +3.7%
↑ +34.7%
5-Year Change
↑ +46.6%

Homes in Albion are 3% more expensive than New Concord

Calculate payment - New ConcordCalculate payment - Albion

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $418
More taxes
Monthly Difference
$34.81
Less take-home
Effective Rate Diff
0.3%
Rate difference

New Concord, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Albion, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

New Concord, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Albion, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Concord
Albion
53 Moderate
Air Quality
45 Good
41.3%
Good Air Days
62.6%
98 High
Climate Risk
91 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+3.1°F
2050 Outlook
▲+3.1°F
18 days
Heat Days >95°F
17 days
▲+3.1°F
2050 Outlook
▲+3.1°F
18 days
Heat Days >95°F
17 days

Before moving from New Concord, OH to Albion, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Albion, IN for the same bedroom count and included utilities as your home in New Concord, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your New Concord to Albion moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Albion, IN by cost, housing, population and region.

Frequently Asked Questions: New Concord, OH vs Albion, IN

How do the cost estimates for New Concord, OH and Albion, IN compare?

Albion, IN has a modeled overall cost index 2.6% lower than New Concord, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in New Concord, OH, the model estimates $147,507 in Albion, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for New Concord, OH and Albion, IN?

The modeled two-bedroom rents are $1,000/month in New Concord, OH and $1,020/month in Albion, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Indiana on TaxTakeHome.com

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