New Milford, NJ vs North Arlington, NJ: Cost of Living

Which city costs less?

North Arlington, NJ has a modeled overall cost index 13.8% lower than New Milford, NJ.

New Milford, NJ · modeled 2BR rent: $2,240 / month
North Arlington, NJ · modeled 2BR rent: $2,240 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare New Milford, NJ and North Arlington, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in New Milford, NJ

Numbers update automatically as you type

Estimated savings: $1,054/month in North Arlington, NJ

$150,000 in your current city has a modeled equivalent of $137,353 in North Arlington, NJ

Regional cost estimates: New Milford, NJ uses Jersey City, NJ. North Arlington, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 13.8%

Less expensive

Monthly Impact

$1,054

Savings

Annual Impact

$12.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

New Milford, NJ

Population:17K

Cost Index:

117.3

100 = national average

Typical Home:$711K

North Arlington, NJ

Population:16K

Cost Index:

101.1

100 = national average

Typical Home:$605K

Planning the move to North Arlington?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

New Milford, NJ

The Garden State

17K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 17K residents.

North Arlington, NJ

The Garden State

16K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 16K residents.

Cost Breakdown by Category

Estimated monthly spending: New Milford, NJ vs North Arlington, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	New Milford, NJ	North Arlington, NJ	Difference	Change
Housing	$2,661/mo	$1,615/mo	↓ $1,045less	39.3%
Other	$1,611/mo	$1,608/mo	↓ $3.52less	0.2%
Transportation	$1,271/mo	$1,269/mo	↓ $2.78less	0.2%
Groceries	$903/mo	$902/mo	↓ $0.99less	0.1%
Healthcare	$565/mo	$564/mo	↓ $0.62less	0.1%
All Utilities	$489/mo	$489/mo	↓ $0.54less	0.1%

Housing

↓ 39.3%

New Milford, NJ

$2,661

North Arlington, NJ

$1,615

Difference

$1,045

less

Other

↓ 0.2%

New Milford, NJ

$1,611

North Arlington, NJ

$1,608

Difference

$3.52

less

Transportation

↓ 0.2%

New Milford, NJ

$1,271

North Arlington, NJ

$1,269

Difference

$2.78

less

Groceries

↓ 0.1%

New Milford, NJ

$903

North Arlington, NJ

$902

Difference

$0.99

less

Healthcare

↓ 0.1%

New Milford, NJ

$565

North Arlington, NJ

$564

Difference

$0.62

less

All Utilities

↓ 0.1%

New Milford, NJ

$489

North Arlington, NJ

$489

Difference

$0.54

less

🏠Rent Comparison

Studio

From$1,710

To$1,710

→ $0

1 Bed

From$1,950

To$1,950

→ $0

2 Bed

From$2,240

To$2,240

→ $0

3 Bed

From$2,730

To$2,730

→ $0

New Milford, NJZIP-level data

1BR range: $1,950–$1,950/mo

North Arlington, NJZIP-level data

1BR range: $1,950–$1,950/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in New Milford, NJ

$6,446

Monthly in North Arlington, NJ

$1,054

Difference

Home Values

New Milford

North Arlington

$711K

Median Value

$605K

↑ +6%

YoY Change

↑ +3.7%

↑ +41.1%

5-Year Change

↑ +35.3%

Homes in North Arlington are 15% less expensive than New Milford

Calculate payment - New Milford Calculate payment - North Arlington

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

New Milford, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

North Arlington, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

New Milford, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

North Arlington, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Milford

North Arlington

41 Good

Air Quality

N/A

71.3%

Good Air Days

97 High

Climate Risk

98 High

🌊🌅🌡

Top Hazards

🌊🌡🌪

▲+2.8°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

15 days

▲+2.8°F

2050 Outlook

▲+2.9°F

12 days

Heat Days >95°F

15 days

Before moving from New Milford, NJ to North Arlington, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in North Arlington, NJ for the same bedroom count and included utilities as your home in New Milford, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your New Milford to North Arlington moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to North Arlington, NJ by cost, housing, population and region.

Frequently Asked Questions: New Milford, NJ vs North Arlington, NJ

How do the cost estimates for New Milford, NJ and North Arlington, NJ compare?

North Arlington, NJ has a modeled overall cost index 13.8% lower than New Milford, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in New Milford, NJ, the model estimates $137,353 in North Arlington, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for New Milford, NJ and North Arlington, NJ?

The modeled two-bedroom rents are $2,240/month in New Milford, NJ and $2,240/month in North Arlington, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.