New Port Richey, FL vs Calera, AL: Cost of Living

Which city costs less?

Calera, AL has a modeled overall cost index 13.9% lower than New Port Richey, FL.

New Port Richey, FL · modeled 2BR rent
$1,835 / month
Calera, AL · modeled 2BR rent
$1,640 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare New Port Richey, FL and Calera, AL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $1,030/month in Calera, AL

$150,000 in your current city has a modeled equivalent of $137,644 in Calera, AL

Regional cost estimates: New Port Richey, FL uses Tampa, FL. Calera, AL uses Birmingham, AL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 13.9%
Less expensive
Monthly Impact
$1,030
Savings
Annual Impact
$12.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

New Port Richey, FL

Population:18K
Cost Index:
96.1
100 = national average
Typical Home:$277K

Calera, AL

Population:18K
Cost Index:
82.7
100 = national average
Typical Home:$251K

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New Port Richey, FL

The Sunshine State

18K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 18K residents.

💡 Advantage: Florida has no state income tax!

Calera, AL

The Heart of Dixie

18K
Population
State Tax
Yes

Located in Alabama, this city has a population of 18K residents.

Cost Breakdown by Category

Estimated monthly spending: New Port Richey, FL vs Calera, AL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 27.5%
New Port Richey, FL
$2,350
Calera, AL
$1,704
Difference
$646
less
Other
↓ 11.3%
New Port Richey, FL
$1,747
Calera, AL
$1,549
Difference
$197
less
Transportation
↓ 4.6%
New Port Richey, FL
$1,240
Calera, AL
$1,183
Difference
$57.00
less
Healthcare
↓ 8.9%
New Port Richey, FL
$570
Calera, AL
$519
Difference
$50.88
less
Groceries
↓ 5.0%
New Port Richey, FL
$1,019
Calera, AL
$968
Difference
$50.84
less
All Utilities
↓ 4.8%
New Port Richey, FL
$574
Calera, AL
$546
Difference
$27.65
less

🏠Rent Comparison

Studio
From$1,480
To$1,320
↓ $160
1 Bed
From$1,575
To$1,490
↓ $85.00
2 Bed
From$1,835
To$1,640
↓ $195
3 Bed
From$2,345
To$2,050
↓ $295
New Port Richey, FLZIP-level data

1BR range: $1,420–$1,900/mo

Calera, ALZIP-level data

1BR range: $1,490–$1,490/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in New Port Richey, FL
$6,470
Monthly in Calera, AL
$1,030
Difference

Home Values

New Port Richey
Calera
$277K
Median Value
$251K
↓ -6%
YoY Change
↑ +0.5%
↑ +36.4%
5-Year Change
↑ +29.8%
$211K - $373K
Price Range
$251K

Homes in Calera are 9% less expensive than New Port Richey

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.5K
More taxes
Monthly Difference
$622
Less take-home
Effective Rate Diff
5.0%
Rate difference

New Port Richey, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Calera, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Additional Tax Information

New Port Richey, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Calera, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Port Richey
Calera
50 Good
Air Quality
57 Moderate
52.5%
Good Air Days
26%
99 High
Climate Risk
98 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.5°F
38 days
Heat Days >95°F
41 days
▲+2.2°F
2050 Outlook
▲+2.5°F
38 days
Heat Days >95°F
41 days

Before moving from New Port Richey, FL to Calera, AL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Calera, AL for the same bedroom count and included utilities as your home in New Port Richey, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your New Port Richey to Calera moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Calera, AL by cost, housing, population and region.

Frequently Asked Questions: New Port Richey, FL vs Calera, AL

How do the cost estimates for New Port Richey, FL and Calera, AL compare?

Calera, AL has a modeled overall cost index 13.9% lower than New Port Richey, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in New Port Richey, FL, the model estimates $137,644 in Calera, AL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for New Port Richey, FL and Calera, AL?

The modeled two-bedroom rents are $1,835/month in New Port Richey, FL and $1,640/month in Calera, AL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Florida and Alabama on TaxTakeHome.com

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