Is Denver, CO cheaper than New Smyrna Beach, FL?

Based on cost of living data, Denver, CO is 13.6% more expensive than New Smyrna Beach, FL. This translates to spending an extra $1017 per month.

What salary do I need in Denver, CO to live like I do in New Smyrna Beach, FL?

If you earn $150,000 in New Smyrna Beach, FL, you'd need approximately $162,205.328 in Denver, CO to maintain the same standard of living.

How does housing cost compare between New Smyrna Beach, FL and Denver, CO?

Housing in Denver, CO is 42.0% more expensive than in New Smyrna Beach, FL. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,663/month in New Smyrna Beach, FL.

How much can I save per month by moving from New Smyrna Beach, FL to Denver, CO?

Living in Denver, CO costs approximately $1017 more per month than New Smyrna Beach, FL, or $12205 more per year, based on a $150,000 salary.

New Smyrna Beach, FL vs Denver, CO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 New Smyrna Beach, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in New Smyrna Beach, FL

Numbers update automatically as you type

You'd spend $1.0K/month more in Denver, CO

$150.0K in your current city equals $162.2K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 13.6%

More expensive

Monthly Impact

$1,017

Extra cost

Annual Impact

$12.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New Smyrna Beach, FL

Population:33K

Cost Index:100

Median Home:$455K

Denver, CO

Population:716K

Cost Index:114

Median Home:$513K

New Smyrna Beach, FL

The Sunshine State

33K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 33K residents.

💡 Advantage: Florida has no state income tax!

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: New Smyrna Beach, FL vs Denver, CO

Category	New Smyrna Beach, FL	Denver, CO	Difference	Change
🏠Housing	$2,287/mo	$3,248/mo	↑ $961more	42.0%
🚗Transportation	$1,208/mo	$1,462/mo	↑ $254more	21.0%
🏥Healthcare	$553/mo	$632/mo	↑ $79.20more	14.3%
📦Other	$1,700/mo	$1,774/mo	↑ $74.23more	4.4%
🛒Groceries	$988/mo	$1,029/mo	↑ $40.82more	4.1%
⚡All Utilities	$556/mo	$519/mo	↓ $37.29less	6.7%

🏠Housing

↑ 42.0%

New Smyrna Beach, FL

$2,287

Denver, CO

$3,248

Difference

$961

🚗Transportation

↑ 21.0%

New Smyrna Beach, FL

$1,208

Denver, CO

$1,462

Difference

$254

🏥Healthcare

↑ 14.3%

New Smyrna Beach, FL

$553

Denver, CO

$632

Difference

$79.20

📦Other

↑ 4.4%

New Smyrna Beach, FL

$1,700

Denver, CO

$1,774

Difference

$74.23

🛒Groceries

↑ 4.1%

New Smyrna Beach, FL

$988

Denver, CO

$1,029

Difference

$40.82

⚡All Utilities

↓ 6.7%

New Smyrna Beach, FL

$556

Denver, CO

$519

Difference

$37.29

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

New Smyrna Beach, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,175

To$1,720

↑ $545

1 Bed

From$1,355

To$1,840

↑ $485

2 Bed

From$1,663

To$2,190

↑ $527

3 Bed

From$2,190

To$2,870

↑ $680

New Smyrna Beach, FLZIP-level data

1BR range: $1,610–$1,780/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,293

Monthly in New Smyrna Beach, FL

$8,665

Monthly in Denver, CO

$1,372

Difference

Home Values

New Smyrna Beach

Denver

$455K

Median Value

$513K

↓ -2.6%

YoY Change

↓ -4.2%

↑ +37.5%

5-Year Change

↑ +13%

$373K - $536K

Price Range

$352K - $933K

Homes in Denver are 13% more expensive than New Smyrna Beach

Calculate payment - New Smyrna Beach Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $6.6K

More taxes

Monthly Difference

$550

Less take-home

Effective Rate Diff

4.4%

Rate difference

New Smyrna Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

New Smyrna Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.