Is Raleigh, NC cheaper than New Smyrna Beach, FL?

Based on cost of living data, Raleigh, NC is 0.1% more expensive than New Smyrna Beach, FL. The two cities have very similar living costs.

What salary do I need in Raleigh, NC to live like I do in New Smyrna Beach, FL?

If you earn $150,000 in New Smyrna Beach, FL, you'd need approximately $150,126.517 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between New Smyrna Beach, FL and Raleigh, NC?

Housing in Raleigh, NC is 7.9% more expensive than in New Smyrna Beach, FL. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $1,663/month in New Smyrna Beach, FL.

How much can I save per month by moving from New Smyrna Beach, FL to Raleigh, NC?

New Smyrna Beach, FL and Raleigh, NC have very similar costs of living, based on a $150,000 salary.

New Smyrna Beach, FL vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 New Smyrna Beach, FL — ZIP-level rent data · COL adjusted from Orlando, FL area

Current salary in New Smyrna Beach, FL

Numbers update automatically as you type

You'd spend $10.54/month more in Raleigh, NC

$150.0K in your current city equals $150.1K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 0.1%

More expensive

Monthly Impact

$10.54

Extra cost

Annual Impact

$127

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New Smyrna Beach, FL

Population:33K

Cost Index:100

Median Home:$455K

Raleigh, NC

Population:474K

Cost Index:100

Median Home:$512K

New Smyrna Beach, FL

The Sunshine State

33K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 33K residents.

💡 Advantage: Florida has no state income tax!

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: New Smyrna Beach, FL vs Raleigh, NC

Category	New Smyrna Beach, FL	Raleigh, NC	Difference	Change
🏠Housing	$2,287/mo	$2,469/mo	↑ $181more	7.9%
🚗Transportation	$1,208/mo	$1,284/mo	↑ $76.50more	6.3%
🏥Healthcare	$553/mo	$601/mo	↑ $48.22more	8.7%
🛒Groceries	$988/mo	$959/mo	↓ $29.13less	2.9%
⚡All Utilities	$556/mo	$546/mo	↓ $9.97less	1.8%
📦Other	$1,700/mo	$1,707/mo	↑ $7.27more	0.4%

🏠Housing

↑ 7.9%

New Smyrna Beach, FL

$2,287

Raleigh, NC

$2,469

Difference

$181

🚗Transportation

↑ 6.3%

New Smyrna Beach, FL

$1,208

Raleigh, NC

$1,284

Difference

$76.50

🏥Healthcare

↑ 8.7%

New Smyrna Beach, FL

$553

Raleigh, NC

$601

Difference

$48.22

🛒Groceries

↓ 2.9%

New Smyrna Beach, FL

$988

Raleigh, NC

$959

Difference

$29.13

less

⚡All Utilities

↓ 1.8%

New Smyrna Beach, FL

$556

Raleigh, NC

$546

Difference

$9.97

less

📦Other

↑ 0.4%

New Smyrna Beach, FL

$1,700

Raleigh, NC

$1,707

Difference

$7.27

🏠Rent Comparison

Studio

From$1,175

To$1,570

↑ $395

1 Bed

From$1,355

To$1,640

↑ $285

2 Bed

From$1,663

To$1,800

↑ $137

3 Bed

From$2,190

To$2,255

↑ $65.00

New Smyrna Beach, FLZIP-level data

1BR range: $1,610–$1,780/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,293

Monthly in New Smyrna Beach, FL

$7,567

Monthly in Raleigh, NC

$274

Difference

Home Values

New Smyrna Beach

Raleigh

$455K

Median Value

$512K

↓ -2.6%

YoY Change

↓ -0.5%

↑ +37.5%

5-Year Change

↑ +38.2%

$373K - $536K

Price Range

$314K - $992K

Homes in Raleigh are 12% more expensive than New Smyrna Beach

Calculate payment - New Smyrna Beach Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

New Smyrna Beach, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

New Smyrna Beach, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.