New Wilmington, PA vs Dundee, NY: Cost of Living

Which city costs less?

Dundee, NY has a modeled overall cost index 10.5% lower than New Wilmington, PA.

New Wilmington, PA · modeled 2BR rent
$970 / month
Dundee, NY · modeled 2BR rent
$1,090 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare New Wilmington, PA and Dundee, NY using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $531/month in Dundee, NY

$150,000 in your current city has a modeled equivalent of $143,631 in Dundee, NY

Regional cost estimates: New Wilmington, PA uses Pittsburgh, PA. Dundee, NY uses Newark, NJ. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 10.5%
Less expensive
Monthly Impact
$531
Savings
Annual Impact
$6.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

New Wilmington, PA

Population:2K
Cost Index:
81.1
100 = national average
Typical Home:$252K

Dundee, NY

Population:2K
Cost Index:
72.7
100 = national average
Typical Home:$279K

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New Wilmington, PA

The Keystone State

2K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 2K residents.

Dundee, NY

The Empire State

2K
Population
State Tax
Yes

Located in New York, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: New Wilmington, PA vs Dundee, NY

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 14.4%
New Wilmington, PA
$1,935
Dundee, NY
$1,656
Difference
$279
less
Other
↓ 7.0%
New Wilmington, PA
$1,773
Dundee, NY
$1,649
Difference
$124
less
All Utilities
↓ 15.6%
New Wilmington, PA
$701
Dundee, NY
$591
Difference
$110
less
Healthcare
↑ 12.2%
New Wilmington, PA
$608
Dundee, NY
$682
Difference
$74.06
more
Groceries
↓ 4.6%
New Wilmington, PA
$1,143
Dundee, NY
$1,091
Difference
$52.07
less
Transportation
↓ 3.0%
New Wilmington, PA
$1,341
Dundee, NY
$1,301
Difference
$40.24
less

🏠Rent Comparison

Studio
From$680
To$750
↑ $70.00
1 Bed
From$760
To$830
↑ $70.00
2 Bed
From$970
To$1,090
↑ $120
3 Bed
From$1,350
To$1,340
↓ $10.00
New Wilmington, PAZIP-level data

1BR range: $760–$760/mo

Dundee, NYZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in New Wilmington, PA
$6,969
Monthly in Dundee, NY
$531
Difference

Home Values

New Wilmington
Dundee
$252K
Median Value
$279K
↑ +0.5%
YoY Change
↑ +1.9%
↑ +24.1%
5-Year Change
↑ +43%

Homes in Dundee are 11% more expensive than New Wilmington

Calculate payment - New WilmingtonCalculate payment - Dundee

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $4.9K
More taxes
Monthly Difference
$412
Less take-home
Effective Rate Diff
3.3%
Rate difference

New Wilmington, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Dundee, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

New Wilmington, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

Dundee, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New Wilmington
Dundee
52 Moderate
Air Quality
N/A
47.8%
Good Air Days
-
98 High
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
15 days
▲+3.0°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
15 days

Before moving from New Wilmington, PA to Dundee, NY

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Dundee, NY for the same bedroom count and included utilities as your home in New Wilmington, PA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your New Wilmington to Dundee moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Dundee, NY by cost, housing, population and region.

Frequently Asked Questions: New Wilmington, PA vs Dundee, NY

How do the cost estimates for New Wilmington, PA and Dundee, NY compare?

Dundee, NY has a modeled overall cost index 10.5% lower than New Wilmington, PA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in New Wilmington, PA, the model estimates $143,631 in Dundee, NY. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for New Wilmington, PA and Dundee, NY?

The modeled two-bedroom rents are $970/month in New Wilmington, PA and $1,090/month in Dundee, NY. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Pennsylvania and New York on TaxTakeHome.com

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