New York Mills, NY vs Ebensburg, PA: Cost of Living

Which city costs less?

Ebensburg, PA has a modeled overall cost index 5.2% higher than New York Mills, NY.

New York Mills, NY · modeled 2BR rent
$1,090 / month
Ebensburg, PA · modeled 2BR rent
$1,080 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare New York Mills, NY and Ebensburg, PA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $180/month in Ebensburg, PA

$150,000 in your current city has a modeled equivalent of $152,164 in Ebensburg, PA

Regional cost estimates: New York Mills, NY uses Newark, NJ. Ebensburg, PA uses Pittsburgh, PA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 5.2%
More expensive
Monthly Impact
$180
Extra cost
Annual Impact
$2.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

New York Mills, NY

Population:3K
Cost Index:
77.8
100 = national average
Typical Home:$217K

Ebensburg, PA

Population:3K
Cost Index:
81.8
100 = national average
Typical Home:$205K

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New York Mills, NY

The Empire State

3K
Population
State Tax
Yes

Located in New York, this city has a population of 3K residents.

Ebensburg, PA

The Keystone State

3K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: New York Mills, NY vs Ebensburg, PA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 10.1%
New York Mills, NY
$1,803
Ebensburg, PA
$1,984
Difference
$181
more
Healthcare
↓ 13.5%
New York Mills, NY
$718
Ebensburg, PA
$621
Difference
$96.72
less
All Utilities
↑ 15.1%
New York Mills, NY
$622
Ebensburg, PA
$715
Difference
$93.67
more
Transportation
↓ 2.9%
New York Mills, NY
$1,416
Ebensburg, PA
$1,375
Difference
$40.76
less
Other
↑ 1.3%
New York Mills, NY
$1,794
Ebensburg, PA
$1,818
Difference
$23.27
more
Groceries
↑ 1.7%
New York Mills, NY
$1,147
Ebensburg, PA
$1,167
Difference
$19.44
more

🏠Rent Comparison

Studio
From$840
To$880
↑ $40.00
1 Bed
From$860
To$880
↑ $20.00
2 Bed
From$1,090
To$1,080
↓ $10.00
3 Bed
From$1,310
To$1,490
↑ $180
New York Mills, NYZIP-level data

1BR range: $860–$860/mo

Ebensburg, PAZIP-level data

1BR range: $880–$880/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in New York Mills, NY
$7,680
Monthly in Ebensburg, PA
$180
Difference

Home Values

New York Mills
Ebensburg
$217K
Median Value
$205K
↑ +6.2%
YoY Change
↑ +5.6%
↑ +44.7%
5-Year Change
↑ +9.1%

Homes in Ebensburg are 6% less expensive than New York Mills

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $4.9K
Per year
Monthly Difference
$412
More take-home
Effective Rate Diff
3.3%
Rate difference

New York Mills, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Ebensburg, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

New York Mills, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Ebensburg, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New York Mills
Ebensburg
N/A
Air Quality
52 Moderate
-
Good Air Days
47.8%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌪💨
▲+2.9°F
2050 Outlook
▲+3.0°F
15 days
Heat Days >95°F
12 days
▲+2.9°F
2050 Outlook
▲+3.0°F
15 days
Heat Days >95°F
12 days

Before moving from New York Mills, NY to Ebensburg, PA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Ebensburg, PA for the same bedroom count and included utilities as your home in New York Mills, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your New York Mills to Ebensburg moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Ebensburg, PA by cost, housing, population and region.

Frequently Asked Questions: New York Mills, NY vs Ebensburg, PA

How do the cost estimates for New York Mills, NY and Ebensburg, PA compare?

Ebensburg, PA has a modeled overall cost index 5.2% higher than New York Mills, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in New York Mills, NY, the model estimates $152,164 in Ebensburg, PA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for New York Mills, NY and Ebensburg, PA?

The modeled two-bedroom rents are $1,090/month in New York Mills, NY and $1,080/month in Ebensburg, PA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and Pennsylvania on TaxTakeHome.com

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