Is Columbus, GA cheaper than New York, NY?

Based on cost of living data, Columbus, GA is 48.2% cheaper than New York, NY. This translates to saving $1808 per month.

What salary do I need in Columbus, GA to live like I do in New York, NY?

If you earn $75,000 in New York, NY, you'd need approximately $53,303.571 in Columbus, GA to maintain the same standard of living.

How does housing cost compare between New York, NY and Columbus, GA?

Housing in Columbus, GA is 74.9% cheaper than in New York, NY. For a two-bedroom apartment, rent is $1,085/month in Columbus, GA compared to $3,590/month in New York, NY.

How much can I save per month by moving from New York, NY to Columbus, GA?

Moving from New York, NY to Columbus, GA could save you approximately $1808 per month, or $21696 per year, based on a $75,000 salary.

MoveNumbers

New York, NY

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Columbus, GA

Cost of Living Comparison 2026

Current salary in New York, NY

Numbers update automatically as you type

You'd save $1.8K/month moving to Columbus, GA

$75.0K in your current city equals $53.3K in Columbus, GA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 48.2%

Less expensive

Monthly Impact

$1,808

Savings

Annual Impact

$21.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New York, NY

Population:8337K

Cost Index:100

Median Home:$1.05M

Columbus, GA

Population:207K

Cost Index:52

Median Home:$153K

New York, NY

The Empire State

8.3M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Most populous city in the US
•Major global financial center
•World-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Columbus, GA

The Peach State

207K

Population

State Tax

Yes

Located in Georgia, this city has a population of 207K residents.

Cost Breakdown by Category

Annual spending: New York, NY vs Columbus, GA

Category	New York, NY	Columbus, GA	Difference	Change
🏠Housing	$5,959/mo	$1,498/mo	↓ $4,461less	74.9%
📦Other	$1,585/mo	$1,226/mo	↓ $359less	22.6%
🛒Groceries	$908/mo	$747/mo	↓ $160less	17.7%
🏥Healthcare	$536/mo	$401/mo	↓ $135less	25.2%
🚗Transportation	$1,248/mo	$1,128/mo	↓ $120less	9.6%
⚡All Utilities	$467/mo	$456/mo	↓ $11.92less	2.6%

🏠Housing

↓ 74.9%

New York, NY

$5,959

Columbus, GA

$1,498

Difference

$4,461

less

📦Other

↓ 22.6%

New York, NY

$1,585

Columbus, GA

$1,226

Difference

$359

less

🛒Groceries

↓ 17.7%

New York, NY

$908

Columbus, GA

$747

Difference

$160

less

🏥Healthcare

↓ 25.2%

New York, NY

$536

Columbus, GA

$401

Difference

$135

less

🚗Transportation

↓ 9.6%

New York, NY

$1,248

Columbus, GA

$1,128

Difference

$120

less

⚡All Utilities

↓ 2.6%

New York, NY

$467

Columbus, GA

$456

Difference

$11.92

less

🏛️ Local Income Taxes

New York, NY: NYC Income Tax$2,782/yr (3.7%)

Columbus, GA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$3,120

To$880

↓ $2,240

1 Bed

From$3,270

To$930

↓ $2,340

2 Bed

From$3,590

To$1,085

↓ $2,505

3 Bed

From$4,500

To$1,435

↓ $3,065

New York, NYZIP-level data

1BR range: $2,260–$3,990/mo

Columbus, GAZIP-level data

1BR range: $850–$1,290/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,703

Monthly in New York, NY

$5,456

Monthly in Columbus, GA

$5,247

Difference

Home Values

New York

Columbus

$1.05M

Median Value

$153K

↓ -0.1%

YoY Change

↓ -5.9%

5-Year Change

↑ +39.1%

$471K - $3.49M

Price Range

$69K - $226K

Homes in Columbus are 85% less expensive than New York

Calculate payment - New York Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $75.0K salary

Tax Savings

↑ $295

Per year

Monthly Difference

$24.57

More take-home

Effective Rate Diff

0.4%

Rate difference

New York, NY

Federal Income Tax

Effective: 13.8%

$8.3K

New York State Tax

Effective: 5.9%

$4.4K

FICA Taxes

Social Security + Medicare

$5.7K

Total Taxes

Effective: 24.7%

$18.5K

Take-Home Pay

$4,707/month

$56.5K

Columbus, GA

Federal Income Tax

Effective: 13.8%

$8.3K

Georgia State Tax

Effective: 5.5%

$4.1K

FICA Taxes

Social Security + Medicare

$5.7K

Total Taxes

Effective: 24.3%

$18.2K

Take-Home Pay

$4,732/month

$56.8K

Additional Tax Information

New York, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Columbus, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.