Is Kansas City, MO cheaper than New York, NY?

Based on cost of living data, Kansas City, MO is 46.4% cheaper than New York, NY. This translates to saving $3482 per month.

What salary do I need in Kansas City, MO to live like I do in New York, NY?

If you earn $150,000 in New York, NY, you'd need approximately $108,214.286 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between New York, NY and Kansas City, MO?

Housing in Kansas City, MO is 72.5% cheaper than in New York, NY. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $3,590/month in New York, NY.

How much can I save per month by moving from New York, NY to Kansas City, MO?

Moving from New York, NY to Kansas City, MO could save you approximately $3482 per month, or $41786 per year, based on a $150,000 salary.

MoveNumbers

New York, NY

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Kansas City, MO

Cost of Living Comparison 2026

Current salary in New York, NY

Numbers update automatically as you type

You'd save $3.5K/month moving to Kansas City, MO

$150.0K in your current city equals $108.2K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 46.4%

Less expensive

Monthly Impact

$3,482

Savings

Annual Impact

$41.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New York, NY

Population:8337K

Cost Index:100

Median Home:$1.05M

Kansas City, MO

Population:508K

Cost Index:54

Median Home:$257K

New York, NY

The Empire State

8.3M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Most populous city in the US
•Major global financial center
•World-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: New York, NY vs Kansas City, MO

Category	New York, NY	Kansas City, MO	Difference	Change
🏠Housing	$7,648/mo	$2,105/mo	↓ $5,543less	72.5%
📦Other	$2,034/mo	$1,607/mo	↓ $427less	21.0%
🚗Transportation	$1,602/mo	$1,216/mo	↓ $387less	24.1%
🛒Groceries	$1,165/mo	$949/mo	↓ $216less	18.5%
🏥Healthcare	$688/mo	$607/mo	↓ $80.54less	11.7%
⚡All Utilities	$600/mo	$535/mo	↓ $64.48less	10.7%

🏠Housing

↓ 72.5%

New York, NY

$7,648

Kansas City, MO

$2,105

Difference

$5,543

less

📦Other

↓ 21.0%

New York, NY

$2,034

Kansas City, MO

$1,607

Difference

$427

less

🚗Transportation

↓ 24.1%

New York, NY

$1,602

Kansas City, MO

$1,216

Difference

$387

less

🛒Groceries

↓ 18.5%

New York, NY

$1,165

Kansas City, MO

$949

Difference

$216

less

🏥Healthcare

↓ 11.7%

New York, NY

$688

Kansas City, MO

$607

Difference

$80.54

less

⚡All Utilities

↓ 10.7%

New York, NY

$600

Kansas City, MO

$535

Difference

$64.48

less

🏛️ Local Income Taxes

New York, NY: NYC Income Tax$5,689/yr (3.8%)

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Net difference-$4,189/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$3,120

To$1,180

↓ $1,940

1 Bed

From$3,270

To$1,280

↓ $1,990

2 Bed

From$3,590

To$1,460

↓ $2,130

3 Bed

From$4,500

To$1,900

↓ $2,600

New York, NYZIP-level data

1BR range: $2,260–$3,990/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737

Monthly in New York, NY

$7,020

Monthly in Kansas City, MO

$6,717

Difference

Home Values

New York

Kansas City

$1.05M

Median Value

$257K

↓ -0.1%

YoY Change

↑ +0.6%

↓ -5.9%

5-Year Change

↑ +32.2%

$471K - $3.49M

Price Range

$80K - $587K

Homes in Kansas City are 76% less expensive than New York

Calculate payment - New York Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.6K

Per year

Monthly Difference

$135

More take-home

Effective Rate Diff

1.1%

Rate difference

New York, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

New York, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.