Is Oklahoma City, OK cheaper than New York, NY?

Based on cost of living data, Oklahoma City, OK is 48.2% cheaper than New York, NY. This translates to saving $1808 per month.

What salary do I need in Oklahoma City, OK to live like I do in New York, NY?

If you earn $75,000 in New York, NY, you'd need approximately $53,303.571 in Oklahoma City, OK to maintain the same standard of living.

How does housing cost compare between New York, NY and Oklahoma City, OK?

Housing in Oklahoma City, OK is 74.9% cheaper than in New York, NY. For a two-bedroom apartment, rent is $1,270/month in Oklahoma City, OK compared to $3,590/month in New York, NY.

How much can I save per month by moving from New York, NY to Oklahoma City, OK?

Moving from New York, NY to Oklahoma City, OK could save you approximately $1808 per month, or $21696 per year, based on a $75,000 salary.

MoveNumbers

New York, NY

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Oklahoma City, OK

Cost of Living Comparison 2026

Current salary in New York, NY

Numbers update automatically as you type

You'd save $1.8K/month moving to Oklahoma City, OK

$75.0K in your current city equals $53.3K in Oklahoma City, OK

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 48.2%

Less expensive

Monthly Impact

$1,808

Savings

Annual Impact

$21.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New York, NY

Population:8337K

Cost Index:100

Median Home:$1.05M

Oklahoma City, OK

Population:696K

Cost Index:52

Median Home:$197K

New York, NY

The Empire State

8.3M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Most populous city in the US
•Major global financial center
•World-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Oklahoma City, OK

The Sooner State

696K

Population

State Tax

Yes

Located in Oklahoma, this city has a population of 696K residents.

Cost Breakdown by Category

Annual spending: New York, NY vs Oklahoma City, OK

Category	New York, NY	Oklahoma City, OK	Difference	Change
🏠Housing	$5,959/mo	$1,498/mo	↓ $4,461less	74.9%
📦Other	$1,585/mo	$1,239/mo	↓ $346less	21.8%
🚗Transportation	$1,248/mo	$990/mo	↓ $259less	20.7%
🛒Groceries	$908/mo	$701/mo	↓ $207less	22.8%
🏥Healthcare	$536/mo	$430/mo	↓ $106less	19.8%
⚡All Utilities	$467/mo	$404/mo	↓ $63.01less	13.5%

🏠Housing

↓ 74.9%

New York, NY

$5,959

Oklahoma City, OK

$1,498

Difference

$4,461

less

📦Other

↓ 21.8%

New York, NY

$1,585

Oklahoma City, OK

$1,239

Difference

$346

less

🚗Transportation

↓ 20.7%

New York, NY

$1,248

Oklahoma City, OK

$990

Difference

$259

less

🛒Groceries

↓ 22.8%

New York, NY

$908

Oklahoma City, OK

$701

Difference

$207

less

🏥Healthcare

↓ 19.8%

New York, NY

$536

Oklahoma City, OK

$430

Difference

$106

less

⚡All Utilities

↓ 13.5%

New York, NY

$467

Oklahoma City, OK

$404

Difference

$63.01

less

🏛️ Local Income Taxes

New York, NY: NYC Income Tax$2,782/yr (3.7%)

Oklahoma City, OK has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$3,120

To$960

↓ $2,160

1 Bed

From$3,270

To$1,040

↓ $2,230

2 Bed

From$3,590

To$1,270

↓ $2,320

3 Bed

From$4,500

To$1,710

↓ $2,790

New York, NYZIP-level data

1BR range: $2,260–$3,990/mo

Oklahoma City, OKZIP-level data

1BR range: $780–$1,530/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,703

Monthly in New York, NY

$5,262

Monthly in Oklahoma City, OK

$5,441

Difference

Home Values

New York

Oklahoma City

$1.05M

Median Value

$197K

↓ -0.1%

YoY Change

↓ -0.3%

↓ -5.9%

5-Year Change

↑ +29.5%

$471K - $3.49M

Price Range

$92K - $623K

Homes in Oklahoma City are 81% less expensive than New York

Calculate payment - New York Calculate payment - Oklahoma City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $75.0K salary

Tax Savings

↑ $906

Per year

Monthly Difference

$75.48

More take-home

Effective Rate Diff

1.2%

Rate difference

New York, NY

Federal Income Tax

Effective: 13.8%

$8.3K

New York State Tax

Effective: 5.9%

$4.4K

FICA Taxes

Social Security + Medicare

$5.7K

Total Taxes

Effective: 24.7%

$18.5K

Take-Home Pay

$4,707/month

$56.5K

Oklahoma City, OK

Federal Income Tax

Effective: 13.8%

$8.3K

Oklahoma State Tax

Effective: 4.7%

$3.5K

FICA Taxes

Social Security + Medicare

$5.7K

Total Taxes

Effective: 23.5%

$17.6K

Take-Home Pay

$4,783/month

$57.4K

Additional Tax Information

New York, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Oklahoma City, OK Tax Rates

Sales Tax:8.9%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.