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New York, NY

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Pittsburgh, PA

Cost of Living Comparison 2026

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You'd save $3.5K/month moving to Pittsburgh, PA

$150.0K in your current city equals $107.7K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
47.0%
Less expensive
Monthly Impact
$3,527
Savings
Annual Impact
$42.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New York, NY

Population:8337K
Cost Index:100
Median Home:$1.05M

Pittsburgh, PA

Population:303K
Cost Index:53

New York, NY

The Empire State

8.3M
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Most populous city in the US
  • Major global financial center
  • World-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: New York, NY vs Pittsburgh, PA

🏠Housing
74.5%
New York, NY
$7,648
Pittsburgh, PA
$1,949
Difference
$5,699
less
📦Other
21.0%
New York, NY
$2,034
Pittsburgh, PA
$1,607
Difference
$427
less
🚗Transportation
24.1%
New York, NY
$1,602
Pittsburgh, PA
$1,216
Difference
$387
less
🛒Groceries
15.1%
New York, NY
$1,165
Pittsburgh, PA
$989
Difference
$176
less
🏥Healthcare
23.4%
New York, NY
$688
Pittsburgh, PA
$527
Difference
$161
less
All Utilities
1.1%
New York, NY
$600
Pittsburgh, PA
$607
Difference
$6.56
more

🏛️ Local Income Taxes

New York, NY: NYC Income Tax$5,689/yr (3.8%)
Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)
Net difference-$1,189/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$3,120
To$750
$2,370
1 Bed
From$3,270
To$850
$2,420
2 Bed
From$3,590
To$1,050
$2,540
3 Bed
From$4,500
To$1,400
$3,100
New York, NYZIP-level data

1BR range: $2,260$3,990/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737
Monthly in New York, NY
$6,894
Monthly in Pittsburgh, PA
$6,843
Difference

Home Values

New York
Pittsburgh
$1.05M
Median Value
-
↓ -0.1%
YoY Change
-
↓ -5.9%
5-Year Change
-
$471K - $3.49M
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.9K
Per year
Monthly Difference
$412
More take-home
Effective Rate Diff
3.3%
Rate difference

New York, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

New York, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New York
Pittsburgh
43 Good
Air Quality
52 Moderate
65.8%
Good Air Days
47.8%
99 High
Climate Risk
98 High
🌊🌀🌡
Top Hazards
🌊🌪💨
+2.7°F
2050 Outlook
+3.0°F
11 days
Heat Days >95°F
12 days
+2.7°F
2050 Outlook
+3.0°F
11 days
Heat Days >95°F
12 days

💰 See how taxes change too — compare take-home pay between New York and Pennsylvania on TaxTakeHome.com

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