Is Tulsa, OK cheaper than New York, NY?

Based on cost of living data, Tulsa, OK is 48.2% cheaper than New York, NY. This translates to saving $3616 per month.

What salary do I need in Tulsa, OK to live like I do in New York, NY?

If you earn $150,000 in New York, NY, you'd need approximately $106,607.143 in Tulsa, OK to maintain the same standard of living.

How does housing cost compare between New York, NY and Tulsa, OK?

Housing in Tulsa, OK is 75.2% cheaper than in New York, NY. For a two-bedroom apartment, rent is $1,225/month in Tulsa, OK compared to $3,590/month in New York, NY.

How much can I save per month by moving from New York, NY to Tulsa, OK?

Moving from New York, NY to Tulsa, OK could save you approximately $3616 per month, or $43393 per year, based on a $150,000 salary.

MoveNumbers

New York, NY

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Tulsa, OK

Cost of Living Comparison 2026

Current salary in New York, NY

Numbers update automatically as you type

You'd save $3.6K/month moving to Tulsa, OK

$150.0K in your current city equals $106.6K in Tulsa, OK

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 48.2%

Less expensive

Monthly Impact

$3,616

Savings

Annual Impact

$43.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New York, NY

Population:8337K

Cost Index:100

Median Home:$1.05M

Tulsa, OK

Population:413K

Cost Index:52

Median Home:$187K

New York, NY

The Empire State

8.3M

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Most populous city in the US
•Major global financial center
•World-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Tulsa, OK

The Sooner State

413K

Population

State Tax

Yes

Located in Oklahoma, this city has a population of 413K residents.

Cost Breakdown by Category

Annual spending: New York, NY vs Tulsa, OK

Category	New York, NY	Tulsa, OK	Difference	Change
🏠Housing	$7,648/mo	$1,897/mo	↓ $5,751less	75.2%
📦Other	$2,034/mo	$1,674/mo	↓ $360less	17.7%
🚗Transportation	$1,602/mo	$1,243/mo	↓ $359less	22.4%
🛒Groceries	$1,165/mo	$909/mo	↓ $256less	22.0%
🏥Healthcare	$688/mo	$527/mo	↓ $161less	23.4%
⚡All Utilities	$600/mo	$486/mo	↓ $114less	18.9%

🏠Housing

↓ 75.2%

New York, NY

$7,648

Tulsa, OK

$1,897

Difference

$5,751

less

📦Other

↓ 17.7%

New York, NY

$2,034

Tulsa, OK

$1,674

Difference

$360

less

🚗Transportation

↓ 22.4%

New York, NY

$1,602

Tulsa, OK

$1,243

Difference

$359

less

🛒Groceries

↓ 22.0%

New York, NY

$1,165

Tulsa, OK

$909

Difference

$256

less

🏥Healthcare

↓ 23.4%

New York, NY

$688

Tulsa, OK

$527

Difference

$161

less

⚡All Utilities

↓ 18.9%

New York, NY

$600

Tulsa, OK

$486

Difference

$114

less

🏛️ Local Income Taxes

New York, NY: NYC Income Tax$5,689/yr (3.8%)

Tulsa, OK has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$3,120

To$940

↓ $2,180

1 Bed

From$3,270

To$995

↓ $2,275

2 Bed

From$3,590

To$1,225

↓ $2,365

3 Bed

From$4,500

To$1,615

↓ $2,885

New York, NYZIP-level data

1BR range: $2,260–$3,990/mo

Tulsa, OKZIP-level data

1BR range: $780–$1,360/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737

Monthly in New York, NY

$6,736

Monthly in Tulsa, OK

$7,001

Difference

Home Values

New York

Tulsa

$1.05M

Median Value

$187K

↓ -0.1%

YoY Change

↑ +2.1%

↓ -5.9%

5-Year Change

↑ +37%

$471K - $3.49M

Price Range

$82K - $419K

Homes in Tulsa are 82% less expensive than New York

Calculate payment - New York Calculate payment - Tulsa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.3K

Per year

Monthly Difference

$189

More take-home

Effective Rate Diff

1.5%

Rate difference

New York, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Tulsa, OK

Federal Income Tax

Effective: 18.9%

$25.5K

Oklahoma State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Additional Tax Information

New York, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Tulsa, OK Tax Rates

Sales Tax:8.9%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.