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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $3.7K/month moving to Wichita, KS

$150.0K in your current city equals $106.1K in Wichita, KS

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
48.8%
Less expensive
Monthly Impact
$3,661
Savings
Annual Impact
$43.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

New York, NY

Population:8337K
Cost Index:
100
100 = national average
Median Home:$1.05M

Wichita, KS

Population:396K
Cost Index:
51
(49% below avg)
Median Home:$202K

New York, NY

The Empire State

8.3M
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Most populous city in the US
  • Major global financial center
  • World-renowned cultural hub

Major Industries

FinanceReal EstateTechnologyMedia

Wichita, KS

The Sunflower State

396K
Population
State Tax
Yes

Located in Kansas, this city has a population of 396K residents.

Cost Breakdown by Category

Annual spending: New York, NY vs Wichita, KS

Housing
75.9%
New York, NY
$7,648
Wichita, KS
$1,845
Difference
$5,803
less
Transportation
25.0%
New York, NY
$1,602
Wichita, KS
$1,202
Difference
$400
less
Other
19.3%
New York, NY
$2,034
Wichita, KS
$1,641
Difference
$393
less
Groceries
23.7%
New York, NY
$1,165
Wichita, KS
$889
Difference
$276
less
Healthcare
15.3%
New York, NY
$688
Wichita, KS
$582
Difference
$105
less
All Utilities
10.7%
New York, NY
$600
Wichita, KS
$535
Difference
$64.48
less

🏛️ Local Income Taxes

New York, NY: NYC Income Tax$5,689/yr (3.8%)

Wichita, KS has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$3,120
To$790
$2,330
1 Bed
From$3,270
To$855
$2,415
2 Bed
From$3,590
To$1,110
$2,480
3 Bed
From$4,500
To$1,455
$3,045
New York, NYZIP-level data

1BR range: $2,260$3,990/mo

Wichita, KSZIP-level data

1BR range: $680$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737
Monthly in New York, NY
$6,695
Monthly in Wichita, KS
$7,042
Difference

Home Values

New York
Wichita
$1.05M
Median Value
$202K
↓ -0.1%
YoY Change
↑ +0.2%
↓ -5.9%
5-Year Change
↑ +40.5%
$471K - $3.49M
Price Range
$86K - $424K

Homes in Wichita are 81% less expensive than New York

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.1K
Per year
Monthly Difference
$93.75
More take-home
Effective Rate Diff
0.8%
Rate difference

New York, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Wichita, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Additional Tax Information

New York, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Wichita, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

New York
Wichita
43 Good
Air Quality
43 Good
65.8%
Good Air Days
75.1%
99 High
Climate Risk
97 High
🌊🌀🌡
Top Hazards
🌊🌡🌪
+2.7°F
2050 Outlook
+3.1°F
11 days
Heat Days >95°F
61 days
+2.7°F
2050 Outlook
+3.1°F
11 days
Heat Days >95°F
61 days

What to Consider When Moving from New York, NY to Wichita, KS

Relocating from New York, NY to Wichita, KS involves more than just comparing rent prices. While the overall cost of living is about 49% lower in Wichita, KS, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Wichita, KS is 76% cheaper than in New York, NY. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Wichita, KS pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Wichita, KS to match your current standard of living in New York, NY.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Wichita, KS for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: New York, NY vs Wichita, KS

Is Wichita, KS cheaper than New York, NY?

Yes, Wichita, KS is about 48.8% cheaper than New York, NY. You could save approximately $3,661/month on a $150,000 salary. Housing costs are 76% lower in Wichita, KS.

What salary do I need in Wichita, KS to match my lifestyle in New York, NY?

If you currently earn $150,000 in New York, NY, you would need approximately $106,071 in Wichita, KS to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between New York, NY and Wichita, KS?

A two-bedroom apartment averages $3,590/month in New York, NY compared to $1,110/month in Wichita, KS. One-bedroom apartments are $3,270/month in New York, NY vs $855/month in Wichita, KS. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in New York, NY or Wichita, KS?

Groceries are about 24% cheaper in Wichita, KS than in New York, NY, saving a typical household roughly $276/month on food.

What is the best time to move from New York, NY to Wichita, KS?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between New York and Kansas on TaxTakeHome.com

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