Newark, CA vs San Bruno, CA: Cost of Living

Which city costs less?

San Bruno, CA has a modeled overall cost index 5.7% lower than Newark, CA.

Newark, CA · modeled 2BR rent: $3,410 / month
San Bruno, CA · modeled 2BR rent: $3,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Newark, CA and San Bruno, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Newark, CA

Numbers update automatically as you type

Estimated savings: $51.14/month in San Bruno, CA

$150,000 in your current city has a modeled equivalent of $149,386 in San Bruno, CA

Regional cost estimates: Newark, CA uses Fremont, CA. San Bruno, CA uses Oakland, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 5.7%

Less expensive

Monthly Impact

$51.14

Savings

Annual Impact

$614

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Newark, CA

Population:47K

Cost Index:

166.1

100 = national average

Typical Home:$1.21M

San Bruno, CA

Population:41K

Cost Index:

156.5

100 = national average

Typical Home:$1.26M

Planning the move to San Bruno?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Newark, CA

The Golden State

47K

Population

State Tax

Yes

Located in California, this city has a population of 47K residents.

San Bruno, CA

The Golden State

41K

Population

State Tax

Yes

Located in California, this city has a population of 41K residents.

Cost Breakdown by Category

Estimated monthly spending: Newark, CA vs San Bruno, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Newark, CA	San Bruno, CA	Difference	Change
Housing	$4,143/mo	$3,655/mo	↓ $488less	11.8%
Transportation	$848/mo	$1,278/mo	↑ $430more	50.7%
All Utilities	$285/mo	$272/mo	↓ $12.46less	4.4%
Groceries	$692/mo	$705/mo	↑ $12.16more	1.8%
Other	$1,099/mo	$1,110/mo	↑ $10.56more	1.0%
Healthcare	$433/mo	$429/mo	↓ $3.79less	0.9%

Housing

↓ 11.8%

Newark, CA

$4,143

San Bruno, CA

$3,655

Difference

$488

less

Transportation

↑ 50.7%

Newark, CA

$848

San Bruno, CA

$1,278

Difference

$430

All Utilities

↓ 4.4%

Newark, CA

$285

San Bruno, CA

$272

Difference

$12.46

less

Groceries

↑ 1.8%

Newark, CA

$692

San Bruno, CA

$705

Difference

$12.16

Other

↑ 1.0%

Newark, CA

$1,099

San Bruno, CA

$1,110

Difference

$10.56

Healthcare

↓ 0.9%

Newark, CA

$433

San Bruno, CA

$429

Difference

$3.79

less

🏠Rent Comparison

Studio

From$2,510

To$2,430

↓ $80.00

1 Bed

From$2,790

To$2,910

↑ $120

2 Bed

From$3,410

To$3,520

↑ $110

3 Bed

From$4,360

To$4,500

↑ $140

Newark, CAZIP-level data

1BR range: $2,790–$2,790/mo

San Bruno, CAZIP-level data

1BR range: $2,910–$2,910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Newark, CA

$7,449

Monthly in San Bruno, CA

$51.14

Difference

Home Values

Newark

San Bruno

$1.21M

Median Value

$1.26M

↓ -5.4%

YoY Change

↓ -0.9%

↑ +24.8%

5-Year Change

↑ +15.6%

Homes in San Bruno are 4% more expensive than Newark

Calculate payment - Newark Calculate payment - San Bruno

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Newark, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Bruno, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Newark, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Bruno, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Newark

San Bruno

49 Good

Air Quality

49 Good

53%

Good Air Days

53%

100 Very High

Climate Risk

100 Very High

🔥🌊🌅

Top Hazards

🔥🌊🌅

▲+2.2°F

2050 Outlook

▲+1.9°F

5 days

Heat Days >95°F

2 days

▲+2.2°F

2050 Outlook

▲+1.9°F

5 days

Heat Days >95°F

2 days

Before moving from Newark, CA to San Bruno, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in San Bruno, CA for the same bedroom count and included utilities as your home in Newark, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Newark to San Bruno moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Bruno, CA by cost, housing, population and region.

Frequently Asked Questions: Newark, CA vs San Bruno, CA

How do the cost estimates for Newark, CA and San Bruno, CA compare?

San Bruno, CA has a modeled overall cost index 5.7% lower than Newark, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Newark, CA, the model estimates $149,386 in San Bruno, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Newark, CA and San Bruno, CA?

The modeled two-bedroom rents are $3,410/month in Newark, CA and $3,520/month in San Bruno, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.