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Cost of Living Comparison 2026

๐Ÿ“ Newark, DE โ€” ZIP-level rent data ยท COL adjusted from Philadelphia, PA area

$

Numbers update automatically as you type

You'd save $446/month moving to Indianapolis, IN

$150.0K in your current city equals $144.7K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 5.9%
Less expensive
Monthly Impact
$446
Savings
Annual Impact
$5.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Newark, DE

Population:30K
Cost Index:100
Median Home:$347K

Indianapolis, IN

Population:888K
Cost Index:94
Median Home:$176K

Newark, DE

The First State

30K
Population
State Tax
Yes

Located in Delaware, this city has a population of 30K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Newark, DE vs Indianapolis, IN

๐Ÿ›’Groceries
โ†“ 12.9%
Newark, DE
$1,056
Indianapolis, IN
$919
Difference
$136
less
๐Ÿš—Transportation
โ†“ 8.5%
Newark, DE
$1,298
Indianapolis, IN
$1,188
Difference
$110
less
โšกAll Utilities
โ†“ 13.3%
Newark, DE
$580
Indianapolis, IN
$503
Difference
$77.15
less
๐Ÿ Housing
โ†‘ 2.4%
Newark, DE
$1,903
Indianapolis, IN
$1,949
Difference
$46.50
more
๐Ÿ“ฆOther
โ†“ 1.9%
Newark, DE
$1,622
Indianapolis, IN
$1,590
Difference
$31.52
less
๐ŸฅHealthcare
โ†‘ 0.3%
Newark, DE
$580
Indianapolis, IN
$582
Difference
$1.92
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Newark, DE has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,095
To$1,030
โ†“ $65.00
1 Bed
From$1,196
To$1,170
โ†“ $26.00
2 Bed
From$1,422
To$1,360
โ†“ $62.00
3 Bed
From$1,701
To$1,760
โ†‘ $59.00
Newark, DEZIP-level data

1BR range: $1,410โ€“$1,620/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,039
Monthly in Newark, DE
$6,732
Monthly in Indianapolis, IN
$307
Difference

Home Values

Newark
Indianapolis
$347K
Median Value
$176K
โ†‘ +3.1%
YoY Change
โ†“ -1.1%
โ†‘ +32.9%
5-Year Change
โ†‘ +26.9%
$306K - $414K
Price Range
$109K - $340K

Homes in Indianapolis are 49% less expensive than Newark

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.0K
Per year
Monthly Difference
$337
More take-home
Effective Rate Diff
2.7%
Rate difference

Newark, DE

Federal Income Tax
Effective: 18.9%
$25.5K
Delaware State Tax
Effective: 5.9%
$8.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,675/month
$104.1K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Newark, DE Tax Rates

Sales Tax:0.0%
Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Newark
Indianapolis
52 Moderate
Air Quality
54 Moderate
47.3%
Good Air Days
36.6%
100 Very High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
22 days
Heat Days >95ยฐF
18 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
22 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Delaware and Indiana on TaxTakeHome.com

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