Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $2.8K/month moving to Atlanta, GA

$150.0K in your current city equals $116.8K in Atlanta, GA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
36.9%
Less expensive
Monthly Impact
$2,768
Savings
Annual Impact
$33.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Newark, NJ

Population:312K
Cost Index:
100
100 = national average
Median Home:$484K

Atlanta, GA

Population:499K
Cost Index:
63
(37% below avg)
Median Home:$441K

Newark, NJ

The Garden State

312K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 312K residents.

Atlanta, GA

The Peach State

499K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Major transportation hub
  • Capital of the South
  • Delta Air Lines headquarters

Major Industries

TransportationTechnologyFilm ProductionFinance

Cost Breakdown by Category

Annual spending: Newark, NJ vs Atlanta, GA

Housing
65.7%
Newark, NJ
$7,648
Atlanta, GA
$2,625
Difference
$5,023
less
Groceries
17.7%
Newark, NJ
$1,165
Atlanta, GA
$959
Difference
$206
less
Transportation
9.6%
Newark, NJ
$1,602
Atlanta, GA
$1,448
Difference
$154
less
Other
5.3%
Newark, NJ
$2,034
Atlanta, GA
$1,925
Difference
$109
less
Healthcare
14.4%
Newark, NJ
$688
Atlanta, GA
$589
Difference
$99.13
less
All Utilities
2.6%
Newark, NJ
$600
Atlanta, GA
$585
Difference
$15.30
less

🏛️ Local Income Taxes

Newark, NJ: Newark Payroll Tax$1,500/yr (1.0%)

Atlanta, GA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,400
To$1,865
$465
1 Bed
From$1,600
To$1,950
$350
2 Bed
From$1,930
To$2,140
$210
3 Bed
From$2,430
To$2,565
$135
Newark, NJZIP-level data

1BR range: $1,600$1,610/mo

Atlanta, GAZIP-level data

1BR range: $1,110$2,490/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737
Monthly in Newark, NJ
$8,130
Monthly in Atlanta, GA
$5,607
Difference

Home Values

Newark
Atlanta
$484K
Median Value
$441K
↓ -0.4%
YoY Change
↓ -2.6%
↑ +30.9%
5-Year Change
↑ +17.9%
$395K - $565K
Price Range
$202K - $1.46M

Homes in Atlanta are 9% less expensive than Newark

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.0K
More taxes
Monthly Difference
$85.17
Less take-home
Effective Rate Diff
0.7%
Rate difference

Newark, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Atlanta, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Additional Tax Information

Newark, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Atlanta, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Newark
Atlanta
N/A
Air Quality
50 Good
-
Good Air Days
50.8%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌪💨
+2.9°F
2050 Outlook
+2.7°F
15 days
Heat Days >95°F
28 days
+2.9°F
2050 Outlook
+2.7°F
15 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between New Jersey and Georgia on TaxTakeHome.com

Similar cost to Atlanta, GA

Other cities in a similar price range

Want to compare different cities?

New Comparison