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Cost of Living Comparison 2026

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You'd save $3.5K/month moving to Pittsburgh, PA

$150.0K in your current city equals $107.7K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates ยท COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
โ†“ 47.0%
Less expensive
Monthly Impact
$3,527
Savings
Annual Impact
$42.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Newark, NJ

Population:312K
Cost Index:100
Median Home:$484K

Pittsburgh, PA

Population:303K
Cost Index:53

Newark, NJ

The Garden State

312K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 312K residents.

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Newark, NJ vs Pittsburgh, PA

๐Ÿ Housing
โ†“ 74.5%
Newark, NJ
$7,648
Pittsburgh, PA
$1,949
Difference
$5,699
less
๐Ÿ“ฆOther
โ†“ 21.0%
Newark, NJ
$2,034
Pittsburgh, PA
$1,607
Difference
$427
less
๐Ÿš—Transportation
โ†“ 24.1%
Newark, NJ
$1,602
Pittsburgh, PA
$1,216
Difference
$387
less
๐Ÿ›’Groceries
โ†“ 15.1%
Newark, NJ
$1,165
Pittsburgh, PA
$989
Difference
$176
less
๐ŸฅHealthcare
โ†“ 23.4%
Newark, NJ
$688
Pittsburgh, PA
$527
Difference
$161
less
โšกAll Utilities
โ†‘ 1.1%
Newark, NJ
$600
Pittsburgh, PA
$607
Difference
$6.56
more

๐Ÿ›๏ธ Local Income Taxes

Newark, NJ: Newark Payroll Tax$1,500/yr (1.0%)
Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)
Net difference+$3,000/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,400
To$750
โ†“ $650
1 Bed
From$1,600
To$850
โ†“ $750
2 Bed
From$1,930
To$1,050
โ†“ $880
3 Bed
From$2,430
To$1,400
โ†“ $1,030
Newark, NJZIP-level data

1BR range: $1,600โ€“$1,610/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737
Monthly in Newark, NJ
$6,894
Monthly in Pittsburgh, PA
$6,843
Difference

Home Values

Newark
Pittsburgh
$484K
Median Value
-
โ†“ -0.4%
YoY Change
-
โ†‘ +30.9%
5-Year Change
-
$395K - $565K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.8K
Per year
Monthly Difference
$235
More take-home
Effective Rate Diff
1.9%
Rate difference

Newark, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Newark, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Newark
Pittsburgh
N/A
Air Quality
52 Moderate
-
Good Air Days
47.8%
98 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
15 days
Heat Days >95ยฐF
12 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
15 days
Heat Days >95ยฐF
12 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Jersey and Pennsylvania on TaxTakeHome.com

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