Newburyport, MA vs River Edge, NJ: Cost of Living

Which city costs less?

River Edge, NJ has a modeled overall cost index 13.4% lower than Newburyport, MA.

Newburyport, MA · modeled 2BR rent: $2,560 / month
River Edge, NJ · modeled 2BR rent: $2,460 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Newburyport, MA and River Edge, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Newburyport, MA

Numbers update automatically as you type

Estimated savings: $906/month in River Edge, NJ

$150,000 in your current city has a modeled equivalent of $139,123 in River Edge, NJ

Regional cost estimates: Newburyport, MA uses Boston, MA. River Edge, NJ uses Jersey City, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 13.4%

Less expensive

Monthly Impact

$906

Savings

Annual Impact

$10.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Newburyport, MA

Population:19K

Cost Index:

134.4

100 = national average

Typical Home:$895K

River Edge, NJ

Population:12K

Cost Index:

116.3

100 = national average

Typical Home:$812K

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Newburyport, MA

The Bay State

19K

Population

State Tax

Yes

Located in Massachusetts, this city has a population of 19K residents.

River Edge, NJ

The Garden State

12K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 12K residents.

Cost Breakdown by Category

Estimated monthly spending: Newburyport, MA vs River Edge, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Newburyport, MA	River Edge, NJ	Difference	Change
Housing	$3,215/mo	$2,337/mo	↓ $878less	27.3%
Other	$1,236/mo	$1,415/mo	↑ $180more	14.5%
Transportation	$1,239/mo	$1,117/mo	↓ $123less	9.9%
All Utilities	$510/mo	$431/mo	↓ $79.03less	15.5%
Healthcare	$530/mo	$498/mo	↓ $32.05less	6.0%
Groceries	$769/mo	$796/mo	↑ $26.57more	3.5%

Housing

↓ 27.3%

Newburyport, MA

$3,215

River Edge, NJ

$2,337

Difference

$878

less

Other

↑ 14.5%

Newburyport, MA

$1,236

River Edge, NJ

$1,415

Difference

$180

Transportation

↓ 9.9%

Newburyport, MA

$1,239

River Edge, NJ

$1,117

Difference

$123

less

All Utilities

↓ 15.5%

Newburyport, MA

$510

River Edge, NJ

$431

Difference

$79.03

less

Healthcare

↓ 6.0%

Newburyport, MA

$530

River Edge, NJ

$498

Difference

$32.05

less

Groceries

↑ 3.5%

Newburyport, MA

$769

River Edge, NJ

$796

Difference

$26.57

🏠Rent Comparison

Studio

From$2,040

To$1,880

↓ $160

1 Bed

From$2,160

To$2,140

↓ $20.00

2 Bed

From$2,560

To$2,460

↓ $100

3 Bed

From$3,080

To$3,000

↓ $80.00

Newburyport, MAZIP-level data

1BR range: $2,160–$2,160/mo

River Edge, NJZIP-level data

1BR range: $2,140–$2,140/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Newburyport, MA

$6,594

Monthly in River Edge, NJ

$906

Difference

Home Values

Newburyport

River Edge

$895K

Median Value

$812K

↑ +4.4%

YoY Change

↑ +9.3%

↑ +45.6%

5-Year Change

↑ +39.3%

Homes in River Edge are 9% less expensive than Newburyport

Calculate payment - Newburyport Calculate payment - River Edge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $69.50

Per year

Monthly Difference

$5.79

More take-home

Effective Rate Diff

0.0%

Rate difference

Newburyport, MA

Federal Income Tax

Effective: 18.9%

$25.5K

Massachusetts State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

River Edge, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Newburyport, MA Tax Rates

Sales Tax:6.3%

Property Tax:1.2%

River Edge, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Newburyport

River Edge

36 Good

Air Quality

41 Good

79.5%

Good Air Days

71.3%

94 Moderate

Climate Risk

97 High

🌊🌅🌀

Top Hazards

🌊🌅🌡

▲+2.5°F

2050 Outlook

▲+2.8°F

6 days

Heat Days >95°F

12 days

▲+2.5°F

2050 Outlook

▲+2.8°F

6 days

Heat Days >95°F

12 days

Before moving from Newburyport, MA to River Edge, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in River Edge, NJ for the same bedroom count and included utilities as your home in Newburyport, MA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Newburyport to River Edge moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to River Edge, NJ by cost, housing, population and region.

Frequently Asked Questions: Newburyport, MA vs River Edge, NJ

How do the cost estimates for Newburyport, MA and River Edge, NJ compare?

River Edge, NJ has a modeled overall cost index 13.4% lower than Newburyport, MA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Newburyport, MA, the model estimates $139,123 in River Edge, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Newburyport, MA and River Edge, NJ?

The modeled two-bedroom rents are $2,560/month in Newburyport, MA and $2,460/month in River Edge, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Massachusetts and New Jersey on TaxTakeHome.com