Is Denver, CO cheaper than Newport Beach, CA?

Based on cost of living data, Denver, CO is 37.4% cheaper than Newport Beach, CA. This translates to saving $2808 per month.

What salary do I need in Denver, CO to live like I do in Newport Beach, CA?

If you earn $150,000 in Newport Beach, CA, you'd need approximately $116,303.341 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Newport Beach, CA and Denver, CO?

Housing in Denver, CO is 50.7% cheaper than in Newport Beach, CA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $3,212/month in Newport Beach, CA.

How much can I save per month by moving from Newport Beach, CA to Denver, CO?

Moving from Newport Beach, CA to Denver, CO could save you approximately $2808 per month, or $33697 per year, based on a $150,000 salary.

Newport Beach, CA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Newport Beach, CA — ZIP-level rent data · COL adjusted from Irvine, CA area

Current salary in Newport Beach, CA

Numbers update automatically as you type

You'd save $2.8K/month moving to Denver, CO

$150.0K in your current city equals $116.3K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 37.4%

Less expensive

Monthly Impact

$2,808

Savings

Annual Impact

$33.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Newport Beach, CA

Population:83K

Cost Index:100

Median Home:$4.24M

Denver, CO

Population:716K

Cost Index:63

Median Home:$513K

Newport Beach, CA

The Golden State

83K

Population

State Tax

Yes

Located in California, this city has a population of 83K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Newport Beach, CA vs Denver, CO

Category	Newport Beach, CA	Denver, CO	Difference	Change
🏠Housing	$6,589/mo	$3,248/mo	↓ $3,341less	50.7%
🚗Transportation	$2,097/mo	$1,462/mo	↓ $635less	30.3%
📦Other	$1,675/mo	$1,774/mo	↑ $99.44more	5.9%
🏥Healthcare	$543/mo	$632/mo	↑ $88.47more	16.3%
⚡All Utilities	$549/mo	$519/mo	↓ $30.24less	5.5%
🛒Groceries	$1,024/mo	$1,029/mo	↑ $4.95more	0.5%

🏠Housing

↓ 50.7%

Newport Beach, CA

$6,589

Denver, CO

$3,248

Difference

$3,341

less

🚗Transportation

↓ 30.3%

Newport Beach, CA

$2,097

Denver, CO

$1,462

Difference

$635

less

📦Other

↑ 5.9%

Newport Beach, CA

$1,675

Denver, CO

$1,774

Difference

$99.44

🏥Healthcare

↑ 16.3%

Newport Beach, CA

$543

Denver, CO

$632

Difference

$88.47

⚡All Utilities

↓ 5.5%

Newport Beach, CA

$549

Denver, CO

$519

Difference

$30.24

less

🛒Groceries

↑ 0.5%

Newport Beach, CA

$1,024

Denver, CO

$1,029

Difference

$4.95

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Newport Beach, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,659

To$1,720

↓ $939

1 Bed

From$2,725

To$1,840

↓ $885

2 Bed

From$3,212

To$2,190

↓ $1,022

3 Bed

From$4,360

To$2,870

↓ $1,490

Newport Beach, CAZIP-level data

1BR range: $3,000–$4,040/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,478

Monthly in Newport Beach, CA

$8,665

Monthly in Denver, CO

$3,813

Difference

Home Values

Newport Beach

Denver

$4.24M

Median Value

$513K

↑ +5.3%

YoY Change

↓ -4.2%

↑ +61.5%

5-Year Change

↑ +13%

$2.54M - $5.42M

Price Range

$352K - $933K

Homes in Denver are 88% less expensive than Newport Beach

Calculate payment - Newport Beach Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.0K

Per year

Monthly Difference

$336

More take-home

Effective Rate Diff

2.7%

Rate difference

Newport Beach, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Newport Beach, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.