Is St. Louis, MO cheaper than Newport Beach, CA?

Based on cost of living data, St. Louis, MO is 50.5% cheaper than Newport Beach, CA. This translates to saving $3789 per month.

What salary do I need in St. Louis, MO to live like I do in Newport Beach, CA?

If you earn $150,000 in Newport Beach, CA, you'd need approximately $104,530.825 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Newport Beach, CA and St. Louis, MO?

Housing in St. Louis, MO is 71.6% cheaper than in Newport Beach, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $3,212/month in Newport Beach, CA.

How much can I save per month by moving from Newport Beach, CA to St. Louis, MO?

Moving from Newport Beach, CA to St. Louis, MO could save you approximately $3789 per month, or $45469 per year, based on a $150,000 salary.

Newport Beach, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Newport Beach, CA — ZIP-level rent data · COL adjusted from Irvine, CA area

Current salary in Newport Beach, CA

Numbers update automatically as you type

You'd save $3.8K/month moving to St. Louis, MO

$150.0K in your current city equals $104.5K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 50.5%

Less expensive

Monthly Impact

$3,789

Savings

Annual Impact

$45.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Newport Beach, CA

Population:83K

Cost Index:100

Median Home:$4.24M

St. Louis, MO

Population:302K

Cost Index:49

Median Home:$145K

Newport Beach, CA

The Golden State

83K

Population

State Tax

Yes

Located in California, this city has a population of 83K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Newport Beach, CA vs St. Louis, MO

Category	Newport Beach, CA	St. Louis, MO	Difference	Change
🏠Housing	$6,589/mo	$1,871/mo	↓ $4,718less	71.6%
🚗Transportation	$2,097/mo	$1,216/mo	↓ $881less	42.0%
🛒Groceries	$1,024/mo	$949/mo	↓ $74.99less	7.3%
📦Other	$1,675/mo	$1,607/mo	↓ $67.96less	4.1%
🏥Healthcare	$543/mo	$527/mo	↓ $16.86less	3.1%
⚡All Utilities	$549/mo	$535/mo	↓ $13.84less	2.5%

🏠Housing

↓ 71.6%

Newport Beach, CA

$6,589

St. Louis, MO

$1,871

Difference

$4,718

less

🚗Transportation

↓ 42.0%

Newport Beach, CA

$2,097

St. Louis, MO

$1,216

Difference

$881

less

🛒Groceries

↓ 7.3%

Newport Beach, CA

$1,024

St. Louis, MO

$949

Difference

$74.99

less

📦Other

↓ 4.1%

Newport Beach, CA

$1,675

St. Louis, MO

$1,607

Difference

$67.96

less

🏥Healthcare

↓ 3.1%

Newport Beach, CA

$543

St. Louis, MO

$527

Difference

$16.86

less

⚡All Utilities

↓ 2.5%

Newport Beach, CA

$549

St. Louis, MO

$535

Difference

$13.84

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Newport Beach, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,659

To$910

↓ $1,749

1 Bed

From$2,725

To$950

↓ $1,775

2 Bed

From$3,212

To$1,160

↓ $2,052

3 Bed

From$4,360

To$1,490

↓ $2,870

Newport Beach, CAZIP-level data

1BR range: $3,000–$4,040/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,478

Monthly in Newport Beach, CA

$6,705

Monthly in St. Louis, MO

$5,773

Difference

Home Values

Newport Beach

St. Louis

$4.24M

Median Value

$145K

↑ +5.3%

YoY Change

↓ -0.8%

↑ +61.5%

5-Year Change

↑ +10.9%

$2.54M - $5.42M

Price Range

$38K - $302K

Homes in St. Louis are 97% less expensive than Newport Beach

Calculate payment - Newport Beach Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Newport Beach, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Newport Beach, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.