Is Nashville, TN cheaper than Nicholasville, KY?

Based on cost of living data, Nashville, TN is 16.6% more expensive than Nicholasville, KY. This translates to spending an extra $1243 per month.

What salary do I need in Nashville, TN to live like I do in Nicholasville, KY?

If you earn $150,000 in Nicholasville, KY, you'd need approximately $164,911.142 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Nicholasville, KY and Nashville, TN?

Housing in Nashville, TN is 32.5% more expensive than in Nicholasville, KY. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $953/month in Nicholasville, KY.

How much can I save per month by moving from Nicholasville, KY to Nashville, TN?

Living in Nashville, TN costs approximately $1243 more per month than Nicholasville, KY, or $14911 more per year, based on a $150,000 salary.

Nicholasville, KY vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Nicholasville, KY — ZIP-level rent data · COL adjusted from Lexington, KY area

Current salary in Nicholasville, KY

Numbers update automatically as you type

You'd spend $1.2K/month more in Nashville, TN

$150.0K in your current city equals $164.9K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 16.6%

More expensive

Monthly Impact

$1,243

Extra cost

Annual Impact

$14.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Nicholasville, KY

Population:32K

Cost Index:100

Median Home:$313K

Nashville, TN

Population:689K

Cost Index:117

Median Home:$489K

Nicholasville, KY

The Bluegrass State

32K

Population

State Tax

Yes

Located in Kentucky, this city has a population of 32K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Nicholasville, KY vs Nashville, TN

Category	Nicholasville, KY	Nashville, TN	Difference	Change
🏠Housing	$2,000/mo	$2,651/mo	↑ $651more	32.5%
📦Other	$1,559/mo	$1,942/mo	↑ $383more	24.6%
🚗Transportation	$1,155/mo	$1,284/mo	↑ $129more	11.2%
🏥Healthcare	$537/mo	$607/mo	↑ $69.69more	13.0%
⚡All Utilities	$453/mo	$519/mo	↑ $66.38more	14.7%
🛒Groceries	$935/mo	$949/mo	↑ $14.24more	1.5%

🏠Housing

↑ 32.5%

Nicholasville, KY

$2,000

Nashville, TN

$2,651

Difference

$651

📦Other

↑ 24.6%

Nicholasville, KY

$1,559

Nashville, TN

$1,942

Difference

$383

🚗Transportation

↑ 11.2%

Nicholasville, KY

$1,155

Nashville, TN

$1,284

Difference

$129

🏥Healthcare

↑ 13.0%

Nicholasville, KY

$537

Nashville, TN

$607

Difference

$69.69

⚡All Utilities

↑ 14.7%

Nicholasville, KY

$453

Nashville, TN

$519

Difference

$66.38

🛒Groceries

↑ 1.5%

Nicholasville, KY

$935

Nashville, TN

$949

Difference

$14.24

🏠Rent Comparison

Studio

From$662

To$1,600

↑ $938

1 Bed

From$808

To$1,680

↑ $872

2 Bed

From$953

To$1,840

↑ $887

3 Bed

From$1,308

To$2,350

↑ $1,042

Nicholasville, KYZIP-level data

1BR range: $1,000–$1,000/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,639

Monthly in Nicholasville, KY

$7,952

Monthly in Nashville, TN

$1,313

Difference

Home Values

Nicholasville

Nashville

$313K

Median Value

$489K

↑ +3.9%

YoY Change

↓ -2.1%

↑ +44%

5-Year Change

↑ +32.1%

$313K

Price Range

$320K - $1.16M

Homes in Nashville are 56% more expensive than Nicholasville

Calculate payment - Nicholasville Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.5K

Per year

Monthly Difference

$625

More take-home

Effective Rate Diff

5.0%

Rate difference

Nicholasville, KY

Federal Income Tax

Effective: 18.9%

$25.5K

Kentucky State Tax

Effective: 5.0%

$7.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.7%

$44.5K

Take-Home Pay

$8,791/month

$105.5K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Nicholasville, KY Tax Rates

Sales Tax:6.0%

Property Tax:0.9%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Nicholasville

Nashville

41 Good

Air Quality

50 Good

79.2%

Good Air Days

51.6%

92 Moderate

Climate Risk

97 High

🌪💨

Top Hazards

🌊🫨🌪

▲+3.0°F

2050 Outlook

▲+2.8°F

21 days

Heat Days >95°F

42 days

▲+3.0°F

2050 Outlook

▲+2.8°F

21 days

Heat Days >95°F

42 days

💰 See how taxes change too — compare take-home pay between Kentucky and Tennessee on TaxTakeHome.com

Where your money goes further

Cities cheaper than Nicholasville, KY on a $150.0K salary

Similar cost to Nashville, TN

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Want to compare different cities?

New Comparison

You'd spend $1.2K/month more in Nashville, TN

Nicholasville, KY

Nashville, TN

Nicholasville, KY

Nashville, TN

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code19 ZIPs

Home Values

🏠 Home Values by ZIP17 ZIPs

Tax Comparison

Nicholasville, KY

Nashville, TN

Additional Tax Information

Nicholasville, KY Tax Rates

Nashville, TN Tax Rates

Environment

Where your money goes further

Similar cost to Nashville, TN